visuiyer
11 August 2025 at 13:15
I was being a customer of Elite Citi Bank and post migration I have been a customer of Axis Bank. Post migration, I am facing service issues consistently with Axis Bank.
On raising the one of the issue to Principal Nodal Officer, Axis Bank, the bank while addressing the issue added a line as “you have confirmed your satisfaction with the resolution and services provided.”
I categorically denied this statement as untrue and fabricated. I have also publicly rejected this and brought to the knowledge of PNO, demanding to withdraw the statement. But despite giving reasonable time of 60 days, and multiple requests, reminders and escalation to CMD's Desk, the Axis Bank, stays silent.
Furtherance to my understanding that, Fabrication of statement/evidence is a serious and punishable offense under Section 228 of the Bharatiya Nyaya Sanhitha. I am planning to file a case against Axis Bank.
I request the veterans to kindly guide me on how to proceed with the case, should I move with Civil case or can file writ petition. Is there any timelimit to file the case, because I have given enough time to Axis bank to verify check and confirm (since the fabrication statement is in mail a written document - I take this as a solid evidence.
Veterans please guide me, as how should I move with this.
Anonymous
03 August 2025 at 14:20
As I understand an NRI or OCI and an Indian Resident cannot have a joint INR account with a Bank in India even if they are close relatives. If two persons have such an account what is the penalty on punishment?
Punit Gupta
02 August 2025 at 18:30
Can Banks/FIs file suit for recovery for NPA accounts under the provisions of Commercial Courts Act 2015?
raju
27 July 2025 at 23:05
The complainant consumer case was allowed. The opposite party did not comply to orders and thereafter execution application was filed and same also allowed. In consumer order it is mentioned that opposite party will refund the entire amount with 6 % from the date of complaint till realisation. My query is that opposite party now ready to refund the amount and do i have to return the product whereas in the consumer order it is mentioned to refund the amount by opposite party. Please advise
visuiyer
26 July 2025 at 15:49
I had availed a personal loan of ₹6,00,000 at 13% per annum for a tenure of 48 months from Axis Bank. I have been a disciplined borrower and have paid every EMI on time without fail.
However, now the bank is demanding a 49th EMI to close the loan account, which I believe is incorrect and misleading.
When I questioned this additional EMI, Instead of providing the required proof, the bank sent a generic amortization statement on a plain white sheet—without any official signature, or on letterhead, or authentication. This amortisation statement is easily available on various online EMI calculators and does not serve as proof of claim.
Therefore, I requested the following documents:
1. A copy of the original loan sanction letter or agreement.
2. Month-wise loan account/billing statements from 15th July 2021 to 23rd July 2025.
3. A formal written justification explaining the basis for this alleged 49th EMI.
But the bank failed to provide the documents by not responding despite repeated requests and reminders, with an intent to recover the unjustified 49th EMI.
I suspect this could be either: Professional negligence, or A deliberate attempt to extract an excess payment without transparency.
Now, I am in a dilemma:
- If I don’t pay by 12th August 2025, my CIBIL score may be affected.
- If I do pay, the bank may remain silent and refuse refund, continuing this non-transparent practice.
As a senior citizen, this situation is causing me considerable mental stress. Therefore, I humbly seek your expert opinion on:
- Whether I should proceed with payment to safeguard my credit score.
- Or file a civil suit or writ petition against Axis Bank for falsely claiming an excess EMI of ₹16,097 without proof.
Veterans please guide me.
S Jegadeesan
24 July 2025 at 22:58
Sir
I would like to clarify some doubt regarding Registration of a sale deed.
My Friend has bought some Agri Land in 2001 through Sale deed executed by Subramanian who was one of the legal heirs of Deva . Thereafter my friend sold the same to me on 28th Mar.2025 . But the sale deed has been registered and not handed over to me due to Protest Petition filed by some legal heirs of Deva & SRO informed that it would be released after inquiry with the Protest petitioner .
But I contested that nobody can claim after 24 years of the land sold by his brother since it is time barred and also the land has been allotted based on oral partition to Subramanian by then Land Owner Deva . Further Deva left so much of other properties to his other legal heirs .
But SRO Refused my reply & returned the Sale Deed with Refusal check Slip . Hence I approached the High Court and Filed Writ of Certiorarified through my advocate and got the order in favour me on 8th July.2025 .
Due to order is pending to upload in the portal, I could not approach SRO.
In case I will get the order after 27th July 2025 then 4 months period will be over from the date of execution of sale deed .
1) Whether SRO can refuse to register the same since it is beyond 4 months from the date of execution or
2.) Four months period will not be applicable to this case ?
Actually the delay happened due to ignorance of the SRO. Even I have clearly explained with case laws as there is no power to refuse based on Protest Petition and it is not a duty of SRO to investigate about title, simply he refused but now Court ordered to register the same sale deed which has been already complied with all the registration formalities including Signed by both of Buyer , Seller & taken photo in front of SRO and allotted Pending document Number , SRO also Signed with Seal.
It would be great help to clarify the above
kunhi marakkar
24 July 2025 at 11:00
There was a cheque case against me in the year 2000. Since I was abroad and could not appear or face the case, it became a long-pending case. At the same time, my sister filed a partition suit to divide a property that I jointly own. Will the party who filed the cheque case attach the portion that is to be divided to me through the court? If that happens, will it be auctioned and sold without hearing my arguments? Will there be any obstacle in distributing my share?
Anonymous
16 July 2025 at 14:31
Can we challenge if the gift deed has wrong survey number mention in it Is it not necessary to make rectification deed for it?
Anonymous
11 July 2025 at 01:42
Delhi Police eavesdropping, illegally wiretapping my residence since few months, playing wiretapped non relevant conversation between me and my family members and claiming my Swiggy/Zomato orders are causing panic/theft. What should be my next course of legal step? They even tampered with my laptop and mobile. Should I consult an advocate?
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Emi relaxation
Hello experts,
I have taken 3 4 personal loans from apps live Aditya Birla, Paysense, Navi, BajajFinserve. EMIs were going well but from last 3 months I lost job as many in IT. Now it is becoming difficult to pay EMIs. The day EMI bounces, the recovery agents call and threaten to come home and recover their way.
I want to ask if there is any way I can ask Loan companies to give me relaxation for 2 3 months and till then I will join another job? Is there any legal provision?
Thank you.