Kumaran Neelakantan
06 September 2025 at 19:58
Dear Legal Experts
I hope this message finds you well.
I am writing to seek legal advice regarding an issue I am facing with my house owner in Bangalore. Despite vacating the rented premises on Sep 6th 2025 today and fulfilling all the conditions as per the rental agreement (including providing notice, clearing dues, and leaving the property in good condition), the house owner has not returned my security deposit.
I vacated the house with in 30 days based on his message on August 5th. I have made multiple attempts to contact the owner and request the refund, but there has been no proper response or settlement from their side.
I would like to understand the legal options available to me under Indian tenancy laws, particularly applicable in Bangalore, for recovering the deposit amount.
House owner lives in Chennai and I was residing in his Bangalore house has tenant last 2.5 years +
Kindly advise me on:
1. The appropriate legal steps to initiate recovery.
2. The expected time and cost involved in pursuing such a case.
3. Whether issuing a legal notice would be advisable as the next step.
4. Do I need to file a complaint in Bangalore Police station or Chennai local police station
Please let me know if you require any further details or documents related to the case.
Looking forward to your expert guidance.
Warm regards,
Kumaran Neelakantan
kumaran.neelakantan@gmail.com
visuiyer
01 September 2025 at 01:01
Thank you Veterans,
Now another incidence with same Axis Bank.
I have availed a loan of Rs.6 lacs @ 13% pa from Citi Bank where I was a customer for over 21 years. post migration of retail banking of citi bank to Axis bank, now I have been serviced by Axis Bank.
Axis Bank demanded 49th EMI as against originally signed for 48 EMIs. In good faith and save from CIBIL Score, I have paid 49th EMI. As advised by veterans of Lawyers Club, I have lodged a complaint with RBI Ombudsman against Axis Bank.
When asking for the justification and the copy of the loan sanction letter, the bank explicitly declared that the documents are unavailable with them, and communication are being in follow up, and getting ready to file another case.
Now, another problem cropped up was: - I have requested for loan closure and No due certificate. And the loan closure certificate in deficiecy with wrong loan account number and not clearly saying the loan is completed, instead, the last EMI will be charged in your upcoming Credit Card Statement, and this certificate was sent by the local Branch, where I have no relationship. (not having any account)
I understand the credit card transactions are centralised; and not handled by the branch, and now the branch is responding to the loan closure which is a leakage of the customer data and information. To my understanding, leaking the card information, even within the branch is not correct. Therefore it needs to take a serious action against Axis Bank for leaking the data (even within the branch)
Should I file a seperate case for the
- deficiency in service
- violation of RBI guideline for not protecting the customer information and
- not adhearing to BCSBI Code of Commitment to Customers – requiring strict secrecy of customer information
The axis bank is silent by not responding positively on this.
Veterans please guide me and save from AXIS Bank,
I am much worried and trembled, whether they demand 50th EMI or my data are been leaked to 3rd party ...(ofcourse not overthinking ... but worried)
kunhi marakkar
23 August 2025 at 11:32
How is the value of land calculated in property cases in courts? Especially land without large trees and that too with a different survey number.
kunhi marakkar
21 August 2025 at 23:16
Will the records of a civil case that was decided in 1986 still exist in the relevant Munsif's court?
Manish Sehgal
20 August 2025 at 13:22
sir mere naam par huda ki allotment govt servant quota me hui thi 2015 me uske baad huda ne noc of multiple allotment ki letter 2024 me di hai or allotment abhi tak nahi di ,ab huda wale mujhe 11 % pere annum add kar 32000 rs per sq yards me de rahe hai jabki mujhe plot 13000 rs me allot hua tha , isme delay bhi huda ki taraf se hai ,maine kai baar letter bhi likhe huda ko lekin koi ans nhi diya ,ab mujhe kya karna chahiye pls suggest
visuiyer
20 August 2025 at 08:26
This is regarding alleged claim of 49th EMI by Axis Bank, but originally signed up for 48 months.
As guided, by the Veterans, of Lawyers Club India, I raised the issue before Axis Bank's internal ombudsman forum, and the bank replied,
"We regret to inform you that we are unable to share the original loan agreement and the payment proof of the first instalment, due to unavailability of the required documents."
Now the bank has explicitly said that they have no documents to prove the claim,
it is alarming, how is it really possible? in case of non payment or default how will the bank recover before the court of law without having the proof of documents.
It is not clear that whether they deliberately, avoiding to provide the dox for the unauthorised 49th EMI claim, or really do not have the relatable dox with the bank.
The bank only attached the amortisation statement as a proof, without any authentication, which is very well availble free at the google calculator.
From their reply, I understand it is
- Lack of transparency,
- Lack of professional diligence,
- Non-adherence to RBI guidelines, and
- Absence of ethical responsibility in maintaining records.
Now, I request with folded hands, the veterans please help me to proceed with next steps, and save from AXIS Bank.
Zeeshan
18 August 2025 at 01:54
Sir, as stated earlier, I have a case of declaration pending with my tenant who claim to be owner of my shop on fake papers. Tenant name is Nanney.
Therein, tenant nanney , after his cross, bring a witness namely Rahul who claim that he was a witness in a agreement of year 1998. (i.e. 27 years ago).
According to witnesses and my advocate's cross examination, he was called by nanney in 1998 through his grandson amaan who is almost 5-6 years old that time and now approx 35 years old.
Now, we know that he is lying because nanney himself in his various affidavits says he is 69 years old now.
We know grandson amaan also, he is hardly 25 old now. Also we have his father's and mother's Voter Id slip who are 48 and 45 years old now. How can there son be 35 years old ?
What did we do now ?
1. Call grandson amaan in court ? Which is a lengthy process.
Or
2. Request court to cross tenant nanney again and ask him questions relating about his, his son, son's wife and grandson's age. Nanney is present on every date.
Or
3. File perjury u/s 340 against witness rahul ?
What else we can do now ?
Which is better, fast and more fruitful process ?
Kindly help.
Thanks
monu
17 August 2025 at 18:44
Dear Expert,
We have a ancestral property of father of my grandfather. My grandfather were three brothers.There are no partion executed For that property till date.my grandfather had the one third share of that Property.My father are six brother.My father has given his share to my younger uncle.which was just written on the stamp paper. no legal process to transfer the share was done. My query is that my father has right to transfer property to my uncle without my consent or Not.
Regards,
Monu
Anonymous
14 August 2025 at 14:14
Our lands(large extents) were occupied by central governament organisation and buildings are constructed and some land is lying vacant. This is more than Ac.150 ( Occupied much before Agricultural land Ceiling came in to effect , ie Befoe 1973 and is in Telanga State). Can we ask for Compensation Now! If yes, who/ and how to go about this issue.
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Threats and forced eviction by house owner
Dear Experts,
I hope you are doing well.
I am writing to seek your legal advice and assistance regarding a serious issue I faced with my house owner who is retired Air force officer. I was recently forced to vacate the rented premises under extreme pressure and threat.
Despite being a lawful tenant, tax payer and a citizen of this country, the house owner repeatedly threatened me with illegal eviction, used abusive language, and even involved local rowdies to intimidate me and my family. Due to this harassment and fear for my safety, I was compelled to vacate the property.
Considering my situation with senior citizen parents mother, father who are in 70"s with wife and little daughter 8 year old, I did not file a FIR since I’m the only family bread winner.
Now I have vacated the house, house owner should know the law is common for everyone such illegal activities is putting mental pressure and emotional trauma to my health should never happen to any common man. He thinks with is power, authority and wealthy status symbol they can do anything.
I have the following evidence and support:
• Clear phone call recordings of threats and abusive language- Cyber team can retrieve the data wih the date and time.
• Eye-witnesses who were present during some of the incidents ( my wife and daughter )
I believe this conduct is not only unethical but also potentially criminal in nature. I would like your legal opinion on:
1. The appropriate legal remedies available to me (civil and/or criminal)
2. Filing a police complaint or FIR, if applicable
3. Potential compensation or legal action for harassment and forced eviction
4. Any next steps I should take to ensure my safety and assert my rights
5. House owner lives in chennai, I was residing in his house in Bangalore
Looking forward to your guidance on how to proceed with this matter legally.
Best regards,
Kumaran Neelakantan
Kumaran.neelakantan@gmail.com