R.Manoharan
16 April 2010 at 23:37
I have opened a current account with a opening balance of Rs.10000 with SBI bank in my town for the purpose of exports.But i got no export orders.I have not checked my account for nearly one year.Now on 16.4.10,I checked my account and the banker told me that only Rs.4400 is in the balance.I shocked and asked him the clarification.He told that Rs.550 would be deducted from my account every year for some charges and as a result, minimum balance(10000-550=9450)was not maintained.A penalty of Rs.1000 for every three months imposed and the balance reduced to Rs.4400 till date.
But no information was given to me about the penalty for all these time.Though i failed to check my account,the bankers haven't informed me about imposing penalty.I have provided my address,contact number and email id to them.If they informed me at the first penalty itself,i would have definitely corrected my minimum balance.Is there any banking rule that only the account holders should themselves becareful and the bankers have no responsibility to send intimations to the clients.
May i approach District consumer forum for this problem? Should i maintain or close my account before approacing the consumer forum?
It would be helpful,if an expert answers my query as soon as possible.
Sincerely
R.Manoharan.
Anonymous
16 April 2010 at 19:44
dear sirs,
is is necessary to have annual maintenance contracts on stamp papers? if so what should be the value of the stamp paper for the AMC of a lift for yearly payment of Rs.7200/-.
thanks.
Anonymous
16 April 2010 at 16:53
One BSNL employee expired in service leaving his wife and two sons and one married daughter.
He has so many Promissory Note debts. Some of the debtors went to various courts and attached the leave salary amount.
And some other debtors requested the courts to attach all the death benifits like gratuty, leave salary, pension arrears etc.
The legalhears has no other properties. They are only daily labours. Only part of leave salary released and remaining benifits not released from the govt.
My query is what death benifits are attachable which are not attachable?
Kindly clarify the above along with sections and caselaws.
sanjeev kumar
16 April 2010 at 16:30
A person sell a property given in her will by husband but no decree was obtained and conveyance deed was executed by society.
Seller claim he was ready to sell but buyer default. Can person execute sale deed if all their family members agree to go to court but without conveyance deed.
anshul sangal
16 April 2010 at 12:40
Please give me a sample format of Caveat needed to file in court of district Judge in civil suit ?
anshul sangal
16 April 2010 at 12:38
Is it essential to file affidavit of examination in chief of plaintiff?
anshul sangal
16 April 2010 at 12:36
When an affidavit file?Is it essential to file affidavit along with plaint and written statement?
pratik
16 April 2010 at 12:31
What do u mean by follwing day and preceding day as per negotiable instrument act, 1881.
what do u mean by specimen signature & counter signature.
What do u mean by renounce & relinquish.
What do u mean by covenant , agreement & indenture.
(Difference between the abovementioned )
Thanking u all experts in advance.
Anonymous
16 April 2010 at 11:11
Respected Experts,
This is a query in respect of a partition suit filed on the basis of a Xerox copy of an unregistered will.
Plaintiff filed a suit for partition against the defendants on the basis of a Xerox copy of wil, claiming that they are having 1/4th share in the landed property and further contended that the original will is with the defendants and thus they are having only Xerox copy.
The defendants contending that the said will is a forged and fabricated one and no original document is with their possession as alleged and hence denied all the suit pleadings.
One more interesting point in the said suit is, the executant, the scribe and the witnesses of the alleged will died long back.
At this situation, how the plaintiff is going to prove his case. Is there any chance to succeed the case.
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haryana urban (control of rent and eviction) act
A charitable trust has given its own property on lease and collecting monthly rent from these properties.. My question is that can such charitable trust claim 60% enhancement over the rent ... or can these trust claim the rent according to their sweet will, e.g. they are charging differrent different rent from the same property holder?