Anonymous
03 June 2011 at 10:55
I was using citibank credit card and had a personal loan on the card. Due to financial problems i have not been making payments since the last 2 years. My situation has not improved but i did write to the bank that I am still not in a good poistion and that if they can consider my request and I am already in huge debts and would like to settle this accounts for Rs. 20,000.00 in 3 installments. While the bank is saying the cummalative amount of both the product is about 5 lakhs and the best they can do is settle at 2.5 lakhs. This is simply not the amount i can afford or arrange by any means. I have however asked them that if they can give me some time and i will try and see if i am able to arrange some more funds and i would update the bank accordingly. But i have also made it clear that what they are offering is something i won't be able to arrange and the best i think i would be able to arrange is 30-40 thousand at the best in 3 installments.
The bank is not threatning a legal case against me. While i have told them that there is nothing that i can do to stop that in my current situation and i will leave it to the bank if they want to go ahead with the case as it is not my decision.
The point is that i had never applied for this credit card this was offered to me as an promo offer few years back as a Jet Airways frequent flyer member and subsequently the personal loan was offered on the credit card.
I want to know what case can citibank file for and what consequences can that have on me and my family. How do they intent to take the money if i don't have that kind of money to offer.
Please help me with the legal advice on this and how to tackle this situation and how to ensure that citibank doesn't harm me or my family.
Anonymous
02 June 2011 at 22:41
A policy has matured.Policy holder is misplaced from 2 years. A general power of attorney is executed by policy holder regarding his deposits in various company which is attested by Notary Public.Now the POA Holder wants to withdraw the policy amount.Can he claim that amount on behalf of above Power Of Attorney?
Anonymous
02 June 2011 at 22:05
Dear Experts,
First of all thank you for showing the correct path from time to time
My query is as follows:
I am Law graduate and have filed the court case against my employer discontinuation of the adhoc services( working For last 12 years) during the pendency of the matter pertaining to the selection which once was allowed by the CAT and has been remanded back by the High Court and was dismissed by the CAT on the grounds of Limitation and thereafter I filed the Review Petition
The matter was listed for final hearing on 01/06/2011 in which the Hon'ble Judge has listed the matter with the review petition on 02/06/2011
Today my Review Petition was dismissed and in regards to the discontinuation of the services, the Hon'ble Judge has indicated that Administration may be right in dicontinuation of the services as my appointment was contract
Then, I relied upon the Jacob case vs Kerala state water authority given by apex court and I was informed that recent Uma case given by supreme Court will come in my stand
then I shown the letter that my HOD has already made my recommendation for extension of services then the Hon'ble bench agreed to some extent. then I was been advised to withdraw the petition and filed the fresh petition that I get stigma by the respondent due to not consideration of the recommendation made by HOD
i Submitted that I have already made by averment in the petition but I could not indicate it correctly and matter was adjourned for tommorrow
I now checked and I locate my averment
Sir, whether I should withdraw the present petition and file the fresh Petition Personally I think it will delay the process as after couple of months some new Hon'ble Judge/Bench will take in their spirits . i personally feel to move to High Court as I can exercise my fundamental rights more precisely thorough Writ Petition?
Sir, why the matter is adjourned whether the Hon'ble Judge wants to study the merits of the case??
waiting for your reply very eagerly
Anonymous
02 June 2011 at 22:03
Dear Experts,
First of all thank you for showing the correct path from time to time
My query is as follows:
I am Law graduate and have filed the court case against my employer discontinuation of the adhoc services( working For last 12 years) during the pendency of the matter pertaining to the selection which once was allowed by the CAT and has been remanded back by the High Court and was dismissed by the CAT on the grounds of Limitation and thereafter I filed the Review Petition
The matter was listed for final hearing on 01/06/2011 in which the Hon'ble Judge has listed the matter with the review petition on 02/06/2011
Today my Review Petition was dismissed and in regards to the discontinuation of the services, the Hon'ble Judge has indicated that Administration may be right in dicontinuation of the services as my appointment was contract
Then, I relied upon the Jacob case vs Kerala state water authority given by apex court and I was informed that recent Uma case given by supreme Court will come in my stand
then I shown the letter that my HOD has already made my recommendation for extension of services then the Hon'ble bench agreed to some extent. then I was been advised to withdraw the petition and filed the fresh petition that I get stigma by the respondent due to not consideration of the recommendation made by HOD
i Submitted that I have already made by averment in the petition but I could not indicate it correctly and matter was adjourned for tommorrow
I now checked and I locate my averment
Sir, whether I should withdraw the present petition and file the fresh Petition Personally I think it will delay the process as after couple of months some new Hon'ble Judge/Bench will take in their spirits . i personally feel to move to High Court as I can exercise my fundamental rights more precisely thorough Writ Petition?
Sir, why the matter is adjourned whether the Hon'ble Judge wants to study the merits of the case??
waiting for your reply very eagerly
HEM NAM HAT
02 June 2011 at 20:37
what is ULC?
when it come in force?
what is present rule for ULC?
If agriculture land sale before jan 1976 is ULC applicable?
Sandeep Didwania
02 June 2011 at 19:08
Can a lawyer other than an engaged lawyer identify a deponent for the purpose of sworning an affidavit???
Does it leads to violation of bar council or any other rules???
Plz reply????
awadhesh khadiwala
02 June 2011 at 18:24
a purchased agricultural land from b on 2.7.1955 and get possession but purchaser could not file mutation application property purchased is under boundary wall and finishing after the death of the grand son of b recorded as a successor in revenue record as c d e whether c d e can sale the property again
awadhesh khadiwala
02 June 2011 at 18:19
whether a revision against an ex-party decree & against order dismissal of restoration application can be filed in one revision and appeal
virendermahajan
02 June 2011 at 09:59
SIR WHETHER PERSON HAS TO GO TO JAIL IN CIVIL SUIT AND CRIMINAL SUIT
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clarity ON LEGAL ISSUE
SIR I WANT TO KNOW THAT AS PRIOR TO AMENDMENT IN HINDU SUCCESSION ACT 1956 IN YEAR 2005 THERE WAS PIOUS OBLIGATION ON SON AS TO FATHER DEBT AS PER HINDU LAW ,WHICH IS NOT AS YET CODIFIED BY GOVERNMENT.BUT HINDU LAW SPEAKS OF SON LIABILITY AS TO FATHER DEBT AS HIS PIOUS DUTY TO PAY BUT HINDU LAW DOESNOT SPEAK OF EXTENT OF LIABILITY THAT IS TO WHICH EXTENT FOR EXAMPLE WHETHER SON PERSONAL ASSET ARE LIABLE.BUT AS PER CODE OF CIVIL PROCEDURE AS PER SEC 50 SON CAN BE HELD LIABLE ONLY TO THE EXTENT OF PROPERTY INHERITED BY SON OF HIS FATHER NOT BEYOND THAT.I WANT TO KNOW WHAT IS THE CONCLUSION OF ALL THIS .PLS HELP AND GUIDE ALL RESPECTED LEGAL EXPERTS