The complainant consumer case was allowed. The opposite party did not comply to orders and thereafter execution application was filed and same also allowed. In consumer order it is mentioned that opposite party will refund the entire amount with 6 % from the date of complaint till realisation. My query is that opposite party now ready to refund the amount and do i have to return the product whereas in the consumer order it is mentioned to refund the amount by opposite party. Please advise
I had availed a personal loan of ₹6,00,000 at 13% per annum for a tenure of 48 months from Axis Bank. I have been a disciplined borrower and have paid every EMI on time without fail.
However, now the bank is demanding a 49th EMI to close the loan account, which I believe is incorrect and misleading.
When I questioned this additional EMI, Instead of providing the required proof, the bank sent a generic amortization statement on a plain white sheet—without any official signature, or on letterhead, or authentication. This amortisation statement is easily available on various online EMI calculators and does not serve as proof of claim.
Therefore, I requested the following documents:
1. A copy of the original loan sanction letter or agreement.
2. Month-wise loan account/billing statements from 15th July 2021 to 23rd July 2025.
3. A formal written justification explaining the basis for this alleged 49th EMI.
But the bank failed to provide the documents by not responding despite repeated requests and reminders, with an intent to recover the unjustified 49th EMI.
I suspect this could be either: Professional negligence, or A deliberate attempt to extract an excess payment without transparency.
Now, I am in a dilemma:
- If I don’t pay by 12th August 2025, my CIBIL score may be affected.
- If I do pay, the bank may remain silent and refuse refund, continuing this non-transparent practice.
As a senior citizen, this situation is causing me considerable mental stress. Therefore, I humbly seek your expert opinion on:
- Whether I should proceed with payment to safeguard my credit score.
- Or file a civil suit or writ petition against Axis Bank for falsely claiming an excess EMI of ₹16,097 without proof.
Veterans please guide me.
Sir
I would like to clarify some doubt regarding Registration of a sale deed.
My Friend has bought some Agri Land in 2001 through Sale deed executed by Subramanian who was one of the legal heirs of Deva . Thereafter my friend sold the same to me on 28th Mar.2025 . But the sale deed has been registered and not handed over to me due to Protest Petition filed by some legal heirs of Deva & SRO informed that it would be released after inquiry with the Protest petitioner .
But I contested that nobody can claim after 24 years of the land sold by his brother since it is time barred and also the land has been allotted based on oral partition to Subramanian by then Land Owner Deva . Further Deva left so much of other properties to his other legal heirs .
But SRO Refused my reply & returned the Sale Deed with Refusal check Slip . Hence I approached the High Court and Filed Writ of Certiorarified through my advocate and got the order in favour me on 8th July.2025 .
Due to order is pending to upload in the portal, I could not approach SRO.
In case I will get the order after 27th July 2025 then 4 months period will be over from the date of execution of sale deed .
1) Whether SRO can refuse to register the same since it is beyond 4 months from the date of execution or
2.) Four months period will not be applicable to this case ?
Actually the delay happened due to ignorance of the SRO. Even I have clearly explained with case laws as there is no power to refuse based on Protest Petition and it is not a duty of SRO to investigate about title, simply he refused but now Court ordered to register the same sale deed which has been already complied with all the registration formalities including Signed by both of Buyer , Seller & taken photo in front of SRO and allotted Pending document Number , SRO also Signed with Seal.
It would be great help to clarify the above
There was a cheque case against me in the year 2000. Since I was abroad and could not appear or face the case, it became a long-pending case. At the same time, my sister filed a partition suit to divide a property that I jointly own. Will the party who filed the cheque case attach the portion that is to be divided to me through the court? If that happens, will it be auctioned and sold without hearing my arguments? Will there be any obstacle in distributing my share?
Can we challenge if the gift deed has wrong survey number mention in it Is it not necessary to make rectification deed for it?
Delhi Police eavesdropping, illegally wiretapping my residence since few months, playing wiretapped non relevant conversation between me and my family members and claiming my Swiggy/Zomato orders are causing panic/theft. What should be my next course of legal step? They even tampered with my laptop and mobile. Should I consult an advocate?
We had a road side shop, that we had been running for almost 35 -40 years, late 2019 this shop was demolished by BMC against courts order, then they were showing alternate properties, that were absolutely terrible, the property we had was giving us a rental of around 35k in 2019, and was valued at around 80 lakhs during that time.
Since we rejected the alternative properties, they offered a compensation of around 22lakhs, which we also rejected and took them to court, then the court again orderrd them to show us good properties within 8 weeks, then covid struck, BMC didn't follow through with the order, things got perpetually delayed. Now again they're asking us to take a residential property in mahul gaon, which is actually a place where BMC is not supposed to give as per the court because it is a terrible place.
I'm looking for a civil lawyer who can help me with this, this is a straight forward case, please can someone help me, guide me to take things forward.
Situation:
Two Players named A and B earns national sports certificates for playing Wushu and become eligible for a govt job in Himachal Pradesh under 3% sports quota reservation scheme.
Department of Youths Service and Sports which acts as a bridge between various Government Departments and Players, send Communication to Player A saying that there is a JBT teacher job available with Department of Primary Education and it matches with your qualification (JBT Diploma from govt college and TET pass certificate). Do you want to take this job?. Player A gave the consent and same was sent to department of Primary Education. Department of Primary Education send the joining letter and after verification of all the documents, player A is allocated the school to join as Primary Teacher. He is doing job as Primary Teacher for last 7 months.
Now Player B seeks job in Electricity Department based on his Qualification (JE Diploma in electricity). But Department of Electricity deny the job, saying that this sport/game which you play is not in the list of jobs recommended by department of Personnel and Training so we cant offer you job.
Player B file a case against department of Youth Service & Sports and ask if this job is not recognized by department of personnel and training, then on what grounds you are recommending the names of players to various government departments for jobs under sports quota. To which Department of Youth Service replied that this game was delisted in year 2018 but due to carelessness of the department (administrative error ) the list was never updated and we were recommending the name of the sportsperson of this game also. Now we have updated the list so we will not recommend the players of this game.
Now my Question is - what will happen to those players who got the jobs under sports quota this game after 2018. Will they loose their jobs?
We don't have any title deed other than Revenue records and registered mortgage deed. Can we claim declaration based on registered mortgage deed alone? Considering it is settled position Revenue records are not document of title. It is a Ancestral property
Any citation, please share.
Recovery suit be filed at commercial courts??
Can Banks/FIs file suit for recovery for NPA accounts under the provisions of Commercial Courts Act 2015?