SREESH
15 November 2013 at 20:02
I applied for a home loan to ICICI Bank, Kolkata Branch considering good interest rates and transparency. I was sanctioned a loan of Rs 30 lacs. In this duration 100s of papers were signed by me telling me that these are all formalities and are needed. However when the first disbursement was made then I came to know that the total sanctioned amount is Rs. 33 lacs. When I enquired I was told that the balance 3 lacs is the amount of insurance policy that the bank has paid to the ICICI Prudential company for a full cover of 30 lacs for me for a full tenure of 10 years in single shot. This was never told to me clearly and I cannot bear such a loss. The purpose of bank was to earn unlawful commission from insurance agency at our cost. Also the cost of insurance is much higher than the prevailing market rates. I and my family feels cheated by this unscrupulous activity and seek you help to save our hard earned money. As nobody in the bank replies properly and only assures that the insurance will be returned if loan is prepaid . this is only a way of fooling customers. The bank has not only disbursed 3 lacs wrongly but also charging interest on the same.It is, therefore, requested kindly advice something in this matter so that my loan amount is reduced back to 30 lakhs. Also please the interest charged on this insurance amount should also be waived off.
kumar
15 November 2013 at 14:45
Hi all,
I am Advocate from Andhra Pradesh.I took membership in my District BAR ASSOCIATION (i.e LOCAL BAR ASSOCIATION)as an Advocate one year back.Now i want to take another membership in our state HIGH COURT (i.e A.P.High Court)BAR ASSOCIATION as an Advocate.
My queries are as follows....
(1)Can an Advocate take membership in two BAR ASSOCIATIONS in the same period??
(2)Can an advocate take membership in more than two BAR ASSOCIATIONS at a time??
Thanq u all...
Rajan
15 November 2013 at 13:27
Sirs,
Can you kindly inform us who are the executive magistrates in Tamil Nadu. Will the Deputy Collector / Deputy Supt of Police be executive magistrate.
srinivas
15 November 2013 at 11:05
I have send query in the past too and am very thankful to all of you for your kind support.
I have also a query open called cheating by chennai packers and movers.
I have sent a legal notice as directed by all of you and their lawyer responded that they have agreed on a sum of 45k which is what I had also mutually agreed subject to me receiving my washing machine intact.
I had written to them that since the machine is also missing I would need another 7k plus the legal fees. I told them I am ready to settle the matter for 52-55k. After my reply they have not yet replied.
I have got their document from their lawyer that they are in agreement for 45k amount. Now they are just keeping mum since I have put my demand. My Lawyer says now there's only one alternative i.e to move to a consumer court since they are not responding.
I fail to understand how they are trying to contact me for a settlement even though they have send a official legal reply to my notice wherein they have agreed for an amount. Now after my reply they are not responding.
Can I file in consumer court for mental agony and damages as well? Also will their legal reply be ample proof for the consumer court that they have agreed on a specific sum { since they have agreed on a sum means there's deficiency of service}
Also my lawyer tells me that a lawyer will cost me 40-50k to file in the consumer court which honestly I can't afford as I belong a a middle class family and the amount disputed also is around 70-80k which I had negotiated for 45k+ my washing machine cost.
I need some help legally and also its quite puzzling that they are mum over this issue or is it they are thinking that I will let it go.
kindly help me
pradeep kumar rajput
14 November 2013 at 22:07
-Can anyone please tell me what is registration of rent agreement?
-What are advantage and disadvantages of registration of rent agreement?
-What is the place where rent agreement can be register?
-Is there any procedure for registration of rent agreement?
-Is there any fee for registration of rent agreement and time limit for the same?
pradeep kumar rajput
14 November 2013 at 21:38
Hello everyone
Can anyone please tell the the practical procedure for getting the IEC code in case of company like:
- Documentation required.
- Fee to be paid
- Time period withinwhich i will get the number
- Any other requirement
Rama mohan Acharya
14 November 2013 at 14:43
Recently I have came across a question that what is the proof that Mr. X, advocate, who has been authorised by Y to appear in a particular case in the high court, has put in his appearance before the High Court?
facts are ; In few dates the case was listed for hearing and published in the daily cause list. Mr. X has appeared in the court but the case could not be heard due to paucity of time. In the daily order sheet appearance of any advocate is not mentioned on any day (may be the rule/practice of the High Court).
In this situation, what will be the proof (documentary) that Mr. X has appeared in the court. Kindly advice.
PRASHANT
13 November 2013 at 21:35
1) whether grampanchayat can grant construction permission and approve plan if land is N A?
2) does tow planning permission is compulsory?
venkatesh Rao
13 November 2013 at 20:32
Learned experts,
I want to know whether Legal Practitioners (Regulation and Maintenance of Standards in Profession Protecting the Interest of Clients and Promoting the Rule of Law) Act, 2010 has come into force?
If yes, what is the date of coming into force?
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Registrar or his representative presence may be as observer for the election.
Expert : Rajendra K Goyal 9999561240
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as per amendment to cooperative socieites act all elections will now be held by state govt . you have to intimate six months in advance of expiry of term of MC
Expert : ajay sethi
With reference to the above clarifications I received, I now have a DNA Report dated "04NOV13 on page 4" which says that Housing Societies with less than 100 members are exepmted from this procedure. Can the Society elect the MC Members
as per old procedure. Grateful,please clarify.
Rgds
Roland