Dayal R Kundani
13 November 2013 at 14:49
I have drawn a loan from GIC housing loan. The bank also raised a policy from Kotak [ no policy details were provided] against the loan and one time premium was charged accordingly.
The policy was NOT self drawn, i.e I have not drawn any policy on the loan.
Now I have preclosed the loan with in 3 years of inception and shifted to other bank in terms of better interest rates.
The new bank has also charge Insuracne premium.
Here I wish to know the procedure to claim the refund of the Insurance policy which was for a term of 20 years, which means advance premium paid.
Kindly provide your valuable inputs for any procedure to be followed.
Regards
Dayal K
Amit Oza
13 November 2013 at 08:58
On Last saturday my friend was driving his car. and met with accident. but no one was injured. but car was damaged of the other party and also of my friend.police companin has been done .but now the opposite party is claming damage .but we are insisting that as the other party has insuarance so he should claim from insuarance not from us..what should we do plz suggest
Maxi newandram
12 November 2013 at 22:35
I am Secretary of a society in Mumbai.
On Parking :
One member has 5 cars and 1 garage, so we are setting up a SGM on 1st December to curtail the number of cars a member can park in the society compound:
With Garage : 2 Cars.
Without Garage : 1 Car.
Additional cars have to be parked outside.
This way, other members can get car parking space ! What do the bye laws say about this ?
** There are 15 flat owners, there are 2 closed garages,7 Stilt garages, there are 4 members who do not have 1 car parking also, the Society has never taken up this issue and has allowed from 1976 to be cooperative and adjust. Now, we are having requests
for single car parking, which we are not able to meet and hence we have to take some steps.
On Blocking or Expelling a member:
A member of our society, despite we taking his points into account, insists that we are unfair to him.
# Recently, he walked out of a AGM on his own being cornered, now has sent letters accusing us of throwing him out of the meeting.
#In the Past, he was the treasurer and He has changed records, taken MC members to Registrar etc...
#He instigates members and disturbs peace and quiet. He is around 48, the flat is owned by his mother, in 2003 he applied for Associate membership, which is still pending.
# He wants accountability for every breath we take, whereas the members are not willing to come forward to take on MC positions, so I have been appointed twice as secretary. For the smallest thing, he raises questions, some decisions have to be taken and cannot wait for paper work, but he demands paper work and proof.For him everyone is a thief.
# We do not want to expel his mother, but we are wary of such a person becoming a member of our CHS, so can we block this on above grounds?
# What does the CHS Law say ?
Appreciate a answer of any of the issues.
Muthu N
12 November 2013 at 15:10
In case of Surrogacy arrangement, what are the legal documents that the biological parents should get from the hospital when they get the baby.
Hope Biological mother is eligible for taking adoption leave. What are the legal documents that one should submit to the company where she works for getting adoption leave.
Dinesh Kandpal
12 November 2013 at 11:01
Dear Sir,
Have following questions:
1) Are guest house allowed in a residential building?
2) For a rented flat in a residential building, occupied by "Bachelors", can there be a "cap" on number of occupants in a 2 and 3 bedroom flats?
3) If there is no law to limit the number, can the society put a cap?
Please guide.
Sincerely
Dinesh
yashpal
09 November 2013 at 20:17
please inform under which act's which section /statue / powers bank holidays are declared by state government, if possible pl quote the text of that section.
meee
09 November 2013 at 14:05
sir, i would like to know the time period for departmental enquiry in indian central govt. i'm from CRPF. My dept. said that no time period for department for imposing punishments to sub ordinate. Also my dept. said that, only rule made for individual for timily submission of statment, appel, revision, etc. Plz help me sir.
rczr
08 November 2013 at 22:22
I took a car on loan, after paying for few months i had to move to USA then i approached a used car dealer and sold car to him for which he gave me a delivery note and he said he will take care of paying to finance comapany. after 2 months finance comapany called me about not getting any payment on this. now that car dealer saying that car met with an accident and it is with police. not paid to finance company, and finance company is behind me for paying the loan. I am in USA now. How can i take care of this situation? by not coming to INdia. where the person from finance company is treating the following.
1. filing a case against me
2. filing a case against my father who is a senior citizen, who is gaurantee on this loan.
3. reporting to US emporium.(what exactly this means)
Please i need immediate help on this
rczr
08 November 2013 at 21:55
I took a car on loan, after paying for few months i had to move to USA then i approached a used car dealer and sold car to him for which he gave me a delivery note and he said he will take care of paying to finance comapany. after 2 months finance comapany called me about not getting any payment on this. now that car dealer saying that car met with an accident and it is with police. not paid to finance company, and finance company is behind me for paying the loan. I am in USA now. How can i take care of this situation? by not coming to INdia. where the person from finance company is treating the following.
1. filing a case against me
2. filing a case against my father who is a senior citizen, who is gaurantee on this loan.
3. reporting to US emporium.(what exactly this means)
Please i need immediate help on this
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