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28 April 2023 at 06:46
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sachin
25 April 2023 at 00:13
Consumer Forum Insurance matter
1. I purchased a health insurance policy of one of the renowned health insurance company, through PolicyBazar website. The said Policy was a health insurance family policy and all the members of the family were covered. I was provided with the policy document as an attachment document, however, some of the hidden terms & conditions, other supporting documents etc were provided as a hyperlink in the mail that i culdnt see as i read the policy document that was attached.
2. These Hidden Terms and conditions, supporting documents and necessary information provided in Hyperlink / Website link may be altered by the company at its sole discretion later as and when desired. The email of Policy Confirmation Letter contains the Policy Document containing 14 pages along with that contains 9 Hyperlinks, website link, Mobile App Link for Android / IOS and Whatsapp Link etc for searching and finding necessary information, supporting documents and Terms and conditions.
3. This means, that even if the insurance contract has been entered into, the insurance company can change its terms and conditions at any point of time.
It is indicative of the active concealment of the facts that company wants to keep hidden from customers and may lead to promote the fraudulent intent of the companies and will help to rely them on the extraneous document that was never shown to customer at the time of Purchasing policy.
Hence, referring website/ webpages/ Links etc cannot be considered a perfect and authentic legal document to be considered as a part of policy Terms and conditions in any court of Law.
4. Insurance companies are misusing these hyperlinks/ websitelinks as a shield to deny the genuine insurance claims of the insured persons, based on terms and conditions which were changed after the insurance contract was legally formed.
5. Kindly suggest the further course of action or some experienced Lawyer who have handeled such/ similar case
Regards
Sachin
Alfesaani.
22 April 2023 at 19:14
Hello.
My question: Is there any limitation period for offences under the Juvenile Justice Act in India( akin to section 468 CrPC)? For example, if a person committed an offence when he was 13 years old: can he be tried for that if the offence comes to light when he is 50 years old?
Thanks in advance.
Benjamin
22 April 2023 at 15:06
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Anonymous
21 April 2023 at 13:07
Dear sir ,
I am recently on 17th April joining Odisha police and I am doubt to i can be pregnant. If the result is become positive can i maternity leave for misarrange. Or they have rights to terminate me.
Anonymous
20 April 2023 at 22:05
respected,
what is the evidentiary value of WhatsApp in courts are they admissible in court?
Anonymous
19 April 2023 at 21:51
I am conducting a departmental inquiry and I am the Inquiry Officer
I have finished the preliminary inquiry and gave 15 days time for the charged Officer to appoint a DA as per his request. As he couldn't find a DA another 15 days were given in which he gave a written statement of appointing his DA.
The date for the hearing was fixed but his didn't turn out stating he didn't recive the intimation, another intimation was sent for hearing DA said his controlling Officer wasn't allowing him to come for the hearing.
My question is
What is the number of occasion a DA can refuse to attended the hearing?
What is the no of occasion the charged Officer make a accuse that my DA is not available?
Is there any rule under CCS rule 14?
Thks
Anonymous
19 April 2023 at 13:35
Dear Sir /Madam,
The undersigned seek your expert guidance on the following issue.
In our residential complex there is FEDERATION consisting of 50 governing council members deployed from 25 member societies (each society represents by two members). The Federation secretary has circulated notice for AGM inviting above 50 members alongwith Chairman & Secretaries of above referred 25 societies to attend the meeting.
I think only 50 governing council members are eligible to attend the AGM. Additionally the Chairman & Secretaries are not members of Federation hence they are not eligible to attend the AGM. This is my understanding is. Please advise on this matter.
Thanking you,
Cordially Yours.
Sudhakar
Hilal Ahmad Malik
15 April 2023 at 23:59
Sir/ Madam
I am a govt employee and married person having seprate family not living with my parents but living in same house as seprate household.
My income is below 8 lack
But my father's residential area (the only residential plot basically an agricultural land in which our house is constructed) is more than 200 sq yards.
Now my question is Am I elegible of EWS catagory as I don't posses any property.
I need it as I m preparing for a competitive exam.
Please clear my doubt.
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Permanent shade on bldg terrace
Due to constant leakage, the structure of the bldg was getting weak n top floor occupant were facing sever problem. The bldg committee decide to built a permanent shade to prevent as above mentioned.
Now we have received a notice to dismantle the shade due to a complaint from one the member of society. What is the best solution for this