Anonymous
11 November 2023 at 21:24
Hi Everyone,
I had a Joint ownership flat with my estranged husband who had kept the flat in his possession for 4 years without paying any home loan EMIs.. During these years my husband had stopped taking any calls from the bank or me.. so bank people were pressurizing me to pay the EMI as I was the co-owner and loan applicant .. I do not have means to pay the amount so I repetitively requested bank to initiate the SARFEASI action but they did so after years of delay.. Later Bank sold the flat at lesser price and filed case in DRT to recover interest accumulated over years and differential loan amount which is 40+ lakhs eventhough the differential loan amount was just 7 lakhs and rest was interest accumulated over years (due to delay in their action).. Paying 7 lakhs is very difficult for me.. 30+ lakhs of interest is beyond thinkable for me and their harassment was too much for me to take in.. so I stopped responding to bank calls .. Recently I came to know that DRT has disposed the case with below comments :
"As applicant bank did not take any steps to prosecute the case diligently, despite posting the matter peremptorily for processing PA and OD and even after disallowing interest for defaulted period, TA stands dismissed for default and non-prosecution, however without costs."
Could anyone please help me confirm if this mean I am not liable to pay any amount to bank against the accumulated interest ? Is there a way I can get some letter from bank that all dues are cleared ? if yes how can I get such letter ?
Thanks in advance
Nilesh Shirode
11 November 2023 at 13:44
Dear Sir / Madam,
Our society is collecting the funds from members for replacement of lift, lifts will be replaced after next 6 months, in such case whether society can charge the interest on delayed payment for expenses which will be incurred after 6 months?
Anonymous
11 November 2023 at 13:32
We r facing land issue, it is assigned property we r tribal people like s.t..
My grandfather property was given to my father... and he given to my mother by gift... but here one problem, non tibal people threatening the my mother by gullibility and exploitation is there any to solve solution
Prakash Patel
07 November 2023 at 11:04
sir,My deceased father's P.P.F.account in S.B.I.despite of presenting of will,the bank wants application form,affidavit,letter of disclaimer,bond of indemnity.the suggested procedure by bank is expensive and time consuming. I .want to know that if the bank is right.Why the BANK NOT accepting the will.
Please suggest.
Anonymous
06 November 2023 at 21:02
Around 15-20 days before i get messages of 30k was hold by cyber crime so i go to bank and fill a application and today i got the message of that your account has been stop by partial stop by cyber cell and i didn’t know what the meaning did the will take my kyc and reopen that account or they freeze my account and i have one more question that did my all account can be freeze which are on other bank and i didn’t do any transfer with them and one lawyer said they can because they want to scare my so that i can pay them
Anonymous
06 November 2023 at 20:16
We are running galvanising plant from last five years. We are having electric power connection of 35 KW from 11 KV supply. The distributor changed the existing meter along with CT. Earlier the CT was of 200/5 and now they change it to 100/5. and hence the Multiple factor is also changed in billing from 0.5 to 1 without any justification.
Md Hasan
05 November 2023 at 21:31
Yesterday. A customer came to me and took 5 rupees in land and today when I asked him for my money he got angry and he started abusing me and when I said to him why are you abusing me he started beating me then I did not do anything
What should I do
Anonymous
05 November 2023 at 15:39
A Ex PSU employee who joined central govt office through proper channel, what is his pay composition which may protection. This protection is not happening to his what he do for it in all meaner. Please 🙏 reply I am in this condition
Anonymous
03 November 2023 at 12:20
what are the items of pay would to be protected
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Office bearers and resignations
Dear Sirs,
A society registered under the Karnataka Societies Act 1960 with nine members among whom the following are designated
1. President
2. Vice President
3. Secretary
4. Joint Secretary
5. Treasurer
6. Joint Treasurer
7. Executive Committee Member
8. Executive Committee Member
9. Executive Committee Member
In the above instance will sl no 1 to 6 be the office bearers or sl no 1,3 and 5 be the office bearers ( President, Secretary, and Treasurer)
Secondly, is it mandatory to authorize 1 to 6 for bank operations or only President Secretary, and Treasurer?
Thirdly, the society has only 9 members and all nine are on the executive committee. Do all 9 members also constitute a general body
Fourthly, out of 9 at least 5 members would like to resign due to their health and personal reasons, can we appoint new members in their place immediately in the same meeting by passing the resolution? Is it mandatory to first admit as members then induct to the membership and later to the executive committee.
Fifthly, should the resignation of executive members be passed in the executive committee meeting/general body meeting, or in the special meeting?
Does it create any problem to accept and appoint mass members in a single meeting? or what could be the best solution to avoid any complications in the future.
Appreciate your kind guidance in this matter