vishal kumar
06 October 2012 at 22:18
rate of interest in the A-bank changed from time to time as per the directions of higher authorities. Bank intimated the borrower by hanging the notice in the notice board of branch. Consequently the borrower closed the loan account within one year by borrowing loan from another B-bank. Before closing the loan account A-Bank charged 1 % prepayment charge from the borrower as per sanction advice as the loan was for 7 years. Borrower filed case in district consumer forum and sought relief of 15 lakhs. The A-Bank didnot produce / exhibited the 3 circulars of higher authorities in the consumer forum as it was felt that sufficient notice was given by hanging of notice in the branch which was said by the A-Bank on evidence on Affidavit. As per sanction the borrower had also accepted the change in rate of interest with the change in BPLR of the A-Bank. But the promissory note and term loan agreement which also stated the same thing were not exhibited as the sanction letter was felt to be sufficient. Consequently the case went against the Bank. The Hon'ble district forum awarded and directed the A-Bank to refund Rs 2,50,000/- being prepayment charge of 1 % collected from the borrower and to refund Rs 2,50,000/- being the processing fee charge which the borrower had to pay to the B-Bank for obtaining loan and closing the loan account with A-Bank and Rs 15,000/- being charges for mental agony and Rs 5,000/-being cost of the suit. First Appeal has been preferred by A-Bank in the State Commision. Now the question is whether A-Bank can annex those 3 Circulars and Promissory Note and Term Loan Agreement in the State Commission to change the mind of the Hon'ble Commission, whcih were not submitted in the District Forum? Whether there is any provision of extra documents in appeal which wer enot submitted in trial? Or any case law to this effect were documents have been accepted in Appeal ? Whether these circulars should be submitted or not for ends of justice?
anil verma (registeronlyfree)
06 October 2012 at 21:49
can my client post a letter on mail to chief Justice of supreme court.
pl do provide the mail address of the same and oblige my poor client.
tejinder
06 October 2012 at 21:38
Notice under Section 13(4) of SARFAESI Act, 2002
what is mode of serving this notice?
can bank send it through e-mail or fax also?
anil verma (registeronlyfree)
06 October 2012 at 21:32
Sir,
i have a worker who is poor and wants to challenge the order of high court in the supreme court in the matter if Industrial disputes.
can you suggest me the forum or some reasonable low cost good lawyer so that justice can be done with him.
SAMPATH.S
06 October 2012 at 21:18
I am working in a state transport undertaking. Some law graduates who had spent majority of their service in our legal department and got promoted to higher level based on their legal qualification, are now appearing against the management (in which they are getting pension) either after retirement or voluntary retirement. Whether any rule or act, bar this kind of activity?
Member (Account Deleted)
06 October 2012 at 19:44
can a person who is registered with delhi bar council,can argue in another state for his client in some other state ? or do he need to register with that particular state bar council and then argue?
Dhaval
06 October 2012 at 17:56
i read in several act Goverment made commission for this act
Please tell me why is it necessary to make commission and what are the functions of it?
Dilip Bandekar
06 October 2012 at 15:33
Dear Experts,
I have purchased a flat alongwith my Mother in law at Mumbai. First name in the Agreement to Sale is mine and second name is of my Mother In Law. We have applied for the membership of the Society and Share Certificate was also transferred in our name. I.e. First Name is mine and 2nd one is that of my Mother in Law. Now I want name of my Mother in law who is an associate member on the Society's name plate. My questions are as follows:-
a) Whether the name of the Associate Member can be written on the Society's Name plate?
b) If yes, Whether I have to submit with the Society any documents/declaration/NOC/
Indemnity Bond/Affidavit etc.?
c) If yes, can any one provide me the format of the documents?
Please reply on my querry as early as possible.
kiran
06 October 2012 at 15:20
can a c.h.s. can send a notice from advocate directly without any prior intimation in any kind regarding payment of taxes. as our house was closed for past one month as all were out..
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Low cost lawyer for service matter
for my poor client i want to know the list of low cost lawyers of supreme court for service matters or any other society helping aids to such people.
pl help me.