Shailesh
07 November 2017 at 18:08
Hi,
I have an query as in case of Non-Irrigated land minimum how much area (Guntha) is mandatory to transfer"Kharedi Khat" & 7/12
Thanks,
Shailesh
Gangadharan Mani
06 November 2017 at 17:28
Can I change my name officially from the existing to a new one. What will be the impact of the change in the existing Official Documents like passport, AADHAR card, PAN card, Bank Accounts &property documents etc.What is the procedure for change of name.
Thanks & regards.
N M Gangadharan.
Manish
06 November 2017 at 15:13
dear Sirs...I received a cheque of PNB bank with amount 80000/-...As I deposited it in my account....I received a memo with cheque unusable...When I asked to PNB BANK why this happend..They said this cheque destroyed by the payer....So what should I do in future.....
Chakresh jain
06 November 2017 at 14:32
1. A lady lost her husband without leaving a will. Husband has savings bank account in which his wife , the lady , is only nominee.
2. The lady is sole surviving member of her husband's family as she has no children from marriage. There is no other survivor.
3. Her husband also has a demat account in same bank linked with same savings bank account in which she is nominee.
4. There is no separate nominee in demat account.
5. Bank says demat account cannot be transferred to his wife name even though she is nominee in the linked savings account of same branch.
6. She submitted death certificate, passport showing her as wife, her Aadhar id, and survivor member certificate obtained from district magistrate in Delhi as per govt of Delhi website.
7. Bank is insisting on succession certificate.
Pl guide if it is mandatory to get succession certificate from court.
Any other law point to help this lady to get demat account & shares transferred to her name.
Thanks.
Nasim
06 November 2017 at 06:13
An existing borrower who avail cash credit facility . He request bank to issue bank guarantee to a tractor company. Later Bank issued bank guarantee to the tractor company. Now can Bank withdrawal Bank Gaurantee within claim period?
jayakumar
05 November 2017 at 18:22
Sir ,
My son had taken loan from a private bank. The Bank sanctioned LAP(SME) loan. In the sanction letter they had shown primary security of working capital to be stokcs 75% and debtors 60^
and in case of term loan they have shown Industraila Gala & Mahcinery.Total loan is 42 lacs.
I am a guarantor. I gave me residential flat for security.
But however after some time we found that the bank had actually sanctioned Simple LAP by mortgaging residential flat and Industrial Gala (Valuation of Industrial gala is Rs.39.99 lacs and that of residential property was Rs. 30.50 lacs Total of 70 lacs and they had given 60% of that . Thus bank had mis represented and committed a fraud.
Because it was ordinary LAP. I could not claim stamp duty exemption for EMT and I was also eligible for subsidy that was also lost.
In my grievance letters I asked the bank to rectify the mistake but bank never replied.
since the factory could not be run properly it had to be shut down. So my account was declared NPA. My claim is that I cannot be declared NPA since the bank has cheated me and has to rectify the error. I approached DRT my SA was dismissed stating that they were only meant for deciding any action if it is after application of SARFASEI and act done prior to sanctioning and disbursal is not with in their ambit what should I do ? can any one guide me.
vasudevan v
05 November 2017 at 13:39
Sir,
I am a member of the housing society regd under Tamilnadu societies Act 1975
I have a query.
Byelaws approved on 23-12-2016
Returning officers appointed on 23-12-2016 to conduct elections on 29-01-17
Elections held, voting by members done, results announced, EC appointed and two EC meetings conducted in Feb and Mar 17 and 4 EC meetings conducted after 03-04-17
In Feb 17, First EC meeting authorised president & secretary to register Assn
Secretary filed papers for regn on 12-05-2017
Regn certificate issued on 14-06-2017
Later it was found out by one member, that the formation date was given as 03-04-2017
Form VI -member register shows all members joined on 03-04-2017
All EC meetings, authorisation given by EC in Feb 17 are invalid in the eye of Law because formation date
is declared as 03-04-17. Assn cannot exist prior to formation
All members including EC members as per records submitted joined only on 03-04-2017 and therefore prior to 03-04-2017 they are all rank outsiders and non members.
Election conducted in Jan 17 is nullified by wrongfully declaring the date of formation as 03-04-17
Therefore EC is invalid
Secretary cannot file papers as no valid authorisation given
Regn is invalid
Bank Account is opened on 14-03-17
Pls clarify my doubt whether EC is valid, regn is valid
All members paid member fee of Rs 10/- in Jan 17 and exercised their vote in Jan 17 election
Subscription of Rs 100 collected only from 03-04-17
Entire EC resigned Ad-hoc committee formed to conduct fresh elections.
In the circumstances whether regn is valid
if not can we correct the records as mistake
or can we go for fresh regn
Thanks in advance
Anonymous
04 November 2017 at 19:00
I have a restaurant on the ground floor of a building now we had permission for temporary shed due to rains but I want to get permission for permanent shed as there's a tree next to the restaurant and birds stay on it and whenever the food is served the birds shit on it... This has become a problem as it's related to human health that's why I want to install permanent shed on my restaurant plz guide me how can I do so?
Naina
04 November 2017 at 17:24
Sir/Madam,
I'm staying at a hostel in Nungambakkam,Chennai .
And they are charging 12/unit for electricity consumption, when the applicable per unit charge for hostel is only 6.35/unit.
So as per the Electricity Act or any other rules can you please tell me if they can do so?
Is there any maximum per unit they can charge from the residents?
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Society agm minutes of meeting issue
In our Society (falling under Maharashtra Co-op Societies Act 1960) AGM , under the agenda item, other matters with permission of chair - Security , one resident member handed over a letter to one committee member to be read. The letter was a complain against a committee member for some security and parking issue. Half way through the letter reading, the member and the committee member got into an argument. The house decided that the matter should be taken up separately by Managing Committee and not in AGM.
This topic is now not minuted in MOM by the Secretary and he justifies saying this matter was taken up in AGM without the permission of the chair, though the matter went on for quite a duration, without anyone objecting about it not being permitted by chair.
Is the Secretary justified in his statement???