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Anonymous   24 April 2011 at 16:00

insurance claim

my car theft in august 2010 but instead of giving me claim they give me below letter

With reference to the above, the captioned claim has been investigated by the investigators. While going through the investigator’s report and the document submitted by you in support of your claim and for getting the captioned vehicle insured, it has been observed that:-

You have submitted a policy no-VP004187930000100 of HDFC Ergo General Insurance Co Ltd.as previous insurance cover. The same is found to be incorrect while verification as you have taken two claims in the previous policy proving that our insurance cover was based upon incorrect document / declarations, thus breaching of condition no-8 of the policy as given below:-

“the due observance and fulfillment of the term, conditions and endorsements of this policy in so far as they relate to anything to be done or complied with by the insured and the truth of the statement and answers in the said proposal shall be conditions precedent to any liability of the company to make any payment under this policy.”

In view of the above, on account of breaching the principle of utmost good faith., please explain why your claim should not be repudiated.

Kindly send your written reply within 7 days from the date of receipt of this letter otherwise the claim shall be closed


so Please suggest me answer the fact about taking claim from previous company is right but its unintentional


Neeraj Kaushal   24 April 2011 at 10:45

Consumer complaint amendment

In which section consumer complaint can be amend.

amudhan   24 April 2011 at 00:13

tamilnadu societies registration act, regarding

in some areas, particularly in endowment side, the temples registered under societies registration act, they wont conducted election and some of the office bearers don't cooperate with the president and other members, in such circumstances, how the president can take action to conduct election or add new members without the help of other non cooperating members, is their any clause available to resolve the problem.

Anonymous   23 April 2011 at 16:14

submission of medical certificate

Sir,

I had applied for Earned Leave for 15 days in order to take care of my ill 3 year old son . My office has issued me a letter stating that i should produce a medical certificate stating the illness of my son. As per the govt of india Rules, am i required to submit any medical certifcate of my son , in order to avail my leave.

Anonymous   23 April 2011 at 13:07

LD members.


Succession Certificate is confined only to movables assets & for immovable properties,you have to approach a regular civil court by filing a suit for declaration of your tile and other reliefs or by letters of administration from the court.

Query : Which section says that Succession Certificate is confined only to movables assets & for immovable properties,you have to approach a regular civil court by filing a suit for declaration of your tile and other reliefs or by letters of administration from the court.& also if what is the difference between filing a suit for declaration of your tile & letters of administration from the court which will be the best one & advantages to file a letters of administration from the court & disadvantages also advantages a suit for declaration of your tile & disadvantages.


371. Court having jurisdiction to grant certificate.-The District Judge within whose jurisdiction the deceased ordinarily resided at the time of his death, or, if at that time had no fixed place of residence, the District Judge, within whose jurisdiction any part of the property of the deceased may be found, may grant a certificate under this Part.


Query : As per the above query the LD members has answered look at section 371 but there is a different point pls clarify me or any case laws regadring immovable & movable property in succession certificates. Becasue the abve mentioned section says the only word "property " & nothing like movable or immovable is considered while granting the succession certificate. So pls tell me where it has been mentioned that a district judge can give succession certificate only in kinds of movable property & also the movable property defianation as per the indian succession act, 1925. Also pls advice me whether to file a suit for declaration of your tile or letters of administration from the court which one is more better.which will be the best one & advantages to file a letters of administration from the court & disadvantages also advantages a suit for declaration of your tile & disadvantages.

Thanks In Advance.

God Bless U all.

Anonymous   23 April 2011 at 13:02

Legal Rights

I & my friend had applied jointly a Flat in Greater Noida Scheme my friends was the 1st Applicant and I was the second Applicant. A flat has been allotted by Greater Noida Authority & the allotments letter was issued in the Name of 1st Applicant i.e My friends. It was mentioned on the Application form that all correspondence would be send to only 1st applicants. Now I want to know about legal rights on the flat both applicants will have the 50% each right or only 1st applicants have 100% rights. Pl confirm.

Anonymous   23 April 2011 at 13:00

Magistrate Warrants under Cr.P.C Form 19 and Form 18?

What are the differences between Magistrate Warrants under Cr.P.C Form 19 and Form 18 and what is the modus operandi under each of these Warrants?

Anonymous   23 April 2011 at 12:59

Direct use of business what could be the interpretation?


Can anybody help me, i want to know the implication of the meaning of direct use in business as per Value Added Tax Act?

Anonymous   23 April 2011 at 12:55

public corruption act


When a complaint is lodged with cbi by any person does the agency investigae the complaint

when the complainant is not known to the accused and they never met him how the cbi proves the corruption charges

without naming in the fir can cbi arrest even after 14 months no name mentioned in the fir

can they name it thereafter or they will lodge another fir

what evidences are reuqired by cbi to prove charges
like prima facie evidence, coorroborative evidence and material evidence

prima facie evidence : caught red handed

tel conversation recorded by the complainant falsely can be taken as evidence or only recordings conducted by cbi is taken as evidence.
whether cbi starts recording conv ersation only after the complaint is made or before the date of complaint it may look odd but i wanted to know.

Anonymous   23 April 2011 at 12:38

abbreviations before cases


what the following stand for and what they denote regarding nature of a case.
1. M.A.T.
2. F.M.A.T.
3. CAN
4. C.R.
5. C.O.

What is an injunction? Does it have any time limit?

What is a title suit?

What is a writ petition?