ARNAB BASAK
30 July 2011 at 16:00
SIR TELL ME, WHAT IS THE ANNUL INCOME TO BECOME A OBC CATAGORY.
1)IF IN A YEAR INCOME INCREASE THEN ,WHAT MATTER ARISE.ABOVE 400000
2) IF INCOME INCREASES OR DECREASES, THEN ,WHAT MATTER ARISE
3)if my income 500000 in a year. but my father annual income is 200000. THEN WHAT MATTER ARISE.IF I BECAME OBC CATAGORY
how to calculate depreciation as per companies act,1956?
Anonymous
30 July 2011 at 10:07
I had availed a bancassurance policy( mediclaim) in the year 2006. 3 years later the bank tied up with another insurance company to service the policy.
At the time we were given to understand that all terms and conditions would remain the same(acknowledged by email).
Repeated request to get a copy of the policy terms and conditions got the Insurance company to send me the terms and conditions, wherein there were a few new clauses favouring the Insurance Company.
( but we were given to understand that those clauses would not matter)
After holding the policy for 5 claim free years, when I last went to renew the policy I was told that the premiums were hiked and that my cover would be reduced.
In Effect my family floater policy( Parents+ Married couple)for 5 lacs was divided into 2 policies as such( parents 3 lacs+ self( married couple 3 lacs).
Premium was correspondingly reduced compared to earlier.
I was agreeable to a hike in the premium ( due my earlier folly of not qestioning the change in terms and conditions at the chnage on Insurance company)but needed the same Sum insured.
But the underwriting team at the insurers refused to give me the same benfit( and this after 5 claim free years).
What they would like me believe is that I am benefitting because of a 6 lac(3+3)policy as against a 5 lac policy initially.
Isn't the very purpose of a floater plan defeated here????????
Besides I was informed of the same( Lesser cover) verbally when I went to renew the policy at the Insurer's Office.I have no written letter intimating me of the change in policy procedure
I have this correspondence on email and now wish to proceed legally against the Insurer/ or bank whichever at fault here.
The grievance redressal forum at the Insurer's Office would also have me believe that I stand to gain by the new policy and are not willing to give me the same cover.
The bank staff is as usual -LOST and ask me to contact the Insurance Company.
Kindly advise………
vinodkumar
30 July 2011 at 10:06
Husband and wife file a divorce petition with mututl consent,they all parties and his lawyer orally decided that,when court pass decree order of divorce then after husband will give sridhan like golden articles and many valuable things to wife, now the orderd of decree pass, but husband cant fulfill the condition.already 1 year passed, but husband not fulfill the condition. what is remedy?
Anonymous
30 July 2011 at 10:05
Good day,
I have been recently operated upon due - Cystectomy and an endometriotic condition which was also causing an infertility issue as diagnosed during the pre-hospitalisation period.
I am medically covered through my employers for a S.I of INR 3 Lacs and my hospitalisation expenses was INR 98000.
My claim was recently refused sighting that the treatment was related to infertility.
I have a history of endometriosis and cysts and in the past have been operated upon once for the cystectomic condition while I was still single.
This time the cyst was detected earlier on during sonography and the endometriotic growth was also cause for concern.
The condition would anyway merit an operation. Is the insurance conmpany justified in refuting the claim just because it was done in connection with an infertile condition?????
Pusuant to an RTI query, health deptt. has directed its employee to furnish information regarding the purchase of immovable property during service.
Whether such kind of personal information falls within the purview of RTI?
what are the options before the employee?
awadhesh khadiwala
30 July 2011 at 07:43
sir
Tractor attached trailer carreing stone met to an accident stone was loaded for making temple tractor is registered for agriculture purposes.whether insurer is lible for damage to third party death claim
manoj gupta
29 July 2011 at 12:01
I am living in a registered housing society and the society has passed a rule that children are not allowed to play cricket with tennis ball, basket ball and similar games where a ball is used.The only facility provided by the society is for playing badminton.
Now children are so used to watching Tv that we need to send them out for playing outdoor games so as to increase their physical activity but as per rules of the society we have to keep our children indoor most of the time as they cannot play outdoor games except for Badminton.
Pl apprise me about my rights in this case.
Regards
Manoj Gupta
Anonymous
29 July 2011 at 10:24
If there is a contractual clause between 2 companies saying that every dispute has to be referred for conciliation before the initiation of legal proceedings will the clause be hit by sec 28 of the indian contract act because it is an agreement in restraint of legal proceedings?
Sec 28 says that "Every agreement, by which any party thereto is restricted absolutely from enforcing his rights under or in respect of any contract, by the usual legal proceedings in the ordinary tribunals, or which limits the time within which he may thus enforce his rights, is void to that extent."
How strictly does the term absolutely have to be interpreted?
partnership
can a C.A and Advocate be partners?