ayrus
25 May 2015 at 23:28
Hi,
Bank has taken 4 Original documents while sanctioning loan to me
· Sale Deed
· Agreement
· Agreement to sale
· Encumbrance Certificate.
Same is acknowledge by bank by providing list of documents twice held by bank.
Now after paying full loan amount they are saying they don't have Original documents for 'Agreement' and ' Agreement to sale' and when I requested them, they replied like this
"As explained, you have been demanding to return the two original documents alleged to have been deposited with the Bank i.e., Unregistered Agreement and Unregistered Agreement to sale. This is owing to the reason that the Bank had, due to inadvertent clerical error, acknowledged receipt of documents.
We humbly submit that the acknowledgement provided by the Bank on October 25, 2010 and July 28, 2011 were erroneous. To corroborate the said fact, we submit that the list of documents mentioned in the said letters bear a mention about two documents, which are in no manner connected to your property. For the sake of clarity, the copies of the said unregistered documents bear no mention in the list of documents provided by the Bank on the dates mentioned in our above stated acknowledgement letters. Hence, due to the said reason, the alleged originals of the said unregistered documents were never received by the Bank. Hence, the return of such non-existent documents is not feasible, and is beyond the control of Bank.
We have engaged with you extensively and have clarified the aforementioned position. We have also tendered an apology for the typo/clerical error. Further, as a matter of abundant caution, the Bank has also sought legal opinion on loss of the aforementioned two documents. Through the opinion received from our legal counsel, we have ascertained that the unregistered documents would have no bearing on the title of the property and does not in any way affect the title or valuation of the property.
We believe that the Bank has been extremely transparent in explaining its position to you. Given that the inadvertent typo/clerical error has no material impact to you or to the title or valuation of the property, "
What should I do? can I file a case against bank for not returning all original documents? I have proof when they asked for all originals and acknowledgement for list of original documents. But now they are saying it is unregistered and it will not impact on title or valuation of the property. But if they have taken the originals then they should return also else compensate if they have lost it. Can I ask for compensation? if they don't agree then can I file a case for not returning original documents?
Dr Sangh Mittra
25 May 2015 at 23:09
The Section 4& 6 Notification were on 26.09.2007 and 25.09.2008.
The Award was passed on 24.09.2010.
I kept representing requesting for release of land. Got assuring replies.
On 02.06.2014 I was told during my personal visit to Govt office that my case had been rejected on 01.03.2013 .
Is filing Writ Petition within permissible period?
Regards,
Dr Roshni Justin
drroshnijustin@gmail.com
vandana bhandar
25 May 2015 at 22:19
Name of my uncle deleted from property assessment tax record without following due process of law. I complained in detail to the bmc commissioner. I am getting irrelevant reply that to resolve my issue of transferring of property i have to file latest PR Card. My issue is not related to transfer of property but to get reinstated name of my uncle that which was wrongly deleted.
vandana bhandar
25 May 2015 at 21:53
We have open plot land with a temple structure therein. The plot is in mumbai suburban. It comes under BMc i.e MCGM. The structure property is assessed since 1960 by Bmc. There are two columns in assessment demand notice. One is billing name/ party name other is assess name. Since 1960 billing name was shri gangaram devji bhandar till 2005. In the year 2005 name is changed as" shri krusangli akurli mata devasthan samiti". The change in party name/billing name was made without notice to shri gangaram devji bhandar or members of his family. The krusangli akurli mata devasthan samiti is not registered trust
The said krusangli mata is our family deity. The land record I.e.7/12 extract is in the name of "krusangli deviche Malaki hakka vahivatdar gangaram devji bhandar". The said 7/12 extract record is made on the basis of inquiry conducted by land revenue department in the year 1950. On basis of the 7/12 extract record Bmc record for property assessment tax was created in the year 1960. The name shri gangaram devji bhandar was entered as billing name/ part name in the property assessment tax record. The 7/12 extract is even today in the same name.
The temple is in kandivali. We stay at mumbai centre area so it was not possible for shri gangaram devji bhandar who was my uncle and Mr dattatraya devji bhandar my father to look after the daily pooja of the deity. So my father thought of taking help of some local residents of kandivali
to perform day to day pooja of the deity. He formed with them the committee called "shri krusangli akurli mata devasthan samiti". After some days the said local residents started harassment of my father by threats. They started preventing my father Mr . dattatraya devji bhandar from entering the temple. After that they applied to the charity. Commissioner to register the temple as public trust property. The said application was filed in 1978 and was rejected in the year 2003 on the ground that the applicant had no title right or authority to register the trust. My father was the contesting / opposition party to the said application. As of now the said
"Shri krusangli akurli mata devasthan samiti" is not public trust but still they operate there and have managed to delete the name of shri gangaram devji bhandar deleted from the Bmc record and got entered the name "shri krusangli akurli mata "in his place. Now I ms vandana bhandar on 21/2/2015 lodged complaint to the municipal commissioner to point out the fact that shri gangaram devji bhandar name was deleted without following due process of law. I prayed to reinstate the said name as our family has not sold the temple structure to anybody. Even today 7/12 extract is in the same as was in the year 1960.
To the said complaint I got reply on 19/5/2015 directing me to submit latest PR Card to resolve my issue of transferring of property. The said reply is irrelevant as my complaint is not regarding transfer of property after new entry in PR card but my complaint is of reinstating of the billing name/ party name of shri gangaram devji bhandar that was unlawfully deleted since 2005.my complaint was very detailed and there was no room for confusion. But still the Bmc of is ignoring my issue and giving me wrong reply. I am trying to see the municipal commission er personally but not getting appointment. Please guide what to do
rohangupta
25 May 2015 at 15:41
Hi,
I would like to ask CERSAI registration charges against home loan. In June 2012 I had taken home loan from one of the public sector bank and paying regular EMI for more than two years, but few days back i.e. In May 2015 they deducted approx 5700 Rs. from my bank account in the name of CERSAI registration charge against my home loan apart from EMI. Just wanted to know whether they are allow to charge me this much amount as a CERSAI registration charges? What is exactly CERSAI charges? And how they charged me after almost 3 years of home loan approval? Thank you in advance.
hdshardik
25 May 2015 at 12:05
what is the difference between land tax & property tax .
who bears this expenses ?
is land tax is bear by land owners and propety tax is bear by owner of flat ?
recently we have revived these two taxes .
our premises do not have co-op society .
pl guilde us .
dimplekumar
24 May 2015 at 19:39
Registery of our house is on the names of Three brothers. now they wana to transfer the same between only two of them. what will be the charges for the same.?
Dr Sangh Mittra
24 May 2015 at 14:45
Sir,
The Section 4& 6 Notification were on 26.09.2007 and 25.09.2008.
The Award was passed on 24.09.2010.
I kept representing requesting for release of land. Got assuring replies.
On 02.06.2014 I was told during my personal visit to Govt office that my case had been rejected on 01.03.2013 .
Is filing Writ Petition within permissible period?
Regards,
Dr Roshni Justin
drroshnijustin@gmail.com
Pranjal Baruah
24 May 2015 at 14:01
Is there any legal validity of a registered affidavit in transferring a property without any monetary consideration?
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Why none of the experts is not answering? please resolve query
In Land Acquisition of my small parcel of Land in Haryana the Sections 4& 6 Notification were on 26.09.2007 and 25.09.2008.
The Award was passed on 24.09.2010.
No copy of the award was communicated to me till date.
I kept representing requesting for release of land. Got assuring replies.
On 02.06.2014 I was told during my personal visit to Govt office that my case had been rejected on 01.03.2013
If I file the Writ Petition will it be within permissible period- not barred by limitation?
Regards,
Dr Roshni Justin
drroshnijustin@gmail.com