Anonymous
07 January 2011 at 15:00
hello,sir this is raju frm hyderabad.my father who retired as a subinspector of police in 2007.my query is.. he has taken 1.5 lakhs of personal loan from canara bank in 2003. he expired in 2007 without paying the loan. the bank has given a legal notice ti his wife and family to pay the remaining amount. my father did not tell anything about that loan. 2 days back we recieved that notice. we r not able to pay that remaining amount. we dont know that how should we proceed.. and we want ti know that there will be any specific period to pay the personal loan. please advise me..
Anonymous
07 January 2011 at 10:26
Sir,
A lender gave money to me in 2002, after taking my signature(undated) on a blank pronote,cheques.
In 2009, he has filled the pronote and cheques, with amount of his choice, bounced my cheques and filed a case.
Q. My signatures on document are nine years old.how do I prove this.Is there any scientific examination possible to confirm this ?
Anonymous
07 January 2011 at 02:02
I have come to know that MOU's carry zero legal force.
That is why shrewd business people take Agreements( Agreement are fully loaded with legal force) but give MOU's.
Is it right?
Anonymous
07 January 2011 at 01:59
I have come to know that with the passage of a certain period--the Authorities change the designing of stamp papers.
Do the Authorities do similar thing with revenue stamps also,I mean to say that is it right that with the passage of a certain time period the authorities change the designing of the revenue stamps?
If yes, after what time this is done?
Anonymous
07 January 2011 at 01:53
My bank has sent me an account closure letter---it bears no signature of bank authority and declares that it is a computer generated document ,hence there is no need of any signature.
I am surprised that how can a computer generated document be assumed legally valid without any signature?
Though this letter is on a letter head of the bank but I feel that it is very easy to copy all this with the help of PAINT or PHOTOSHOP--even kids are very quick on doing such things.
Please clarify.
Anonymous
06 January 2011 at 19:07
hi. i am a hindu woman but i have not changed my surname after marriage. i am constantly troubled by people when i apply for insurance who insist that they cannot give my name and say relationship as "wife" if me and my husband's surnames do not match. is this true? do surnames HAVE to match if i have to write relation as wife on any bank / insurance document? Would love a clarification on this so that I would know what to do.
Anonymous
06 January 2011 at 13:18
Dear Experts if you could provide your opinions, if in the Terms and Conditions below, anything is unfair or against consumer laws or any other law? Source: http://selfcare.ndc.bsnl.co.in/irj/servlet/prt/portal/prtmode/preview/prtroot/pcd!3aportal_content!2fcom.bsnl.BSNL!2fcom.bsnl.BSNL2!2fcom.bsnl.iviews!2fcom.bsnl.java_bsnl_com_wd_reg_com_bsnl_register_applications_TermsAndConditionsApp?sap-config-mode=true
Terms and Conditions for Usage of E-Services of BSNL Portal
This site is a secure site that is intended solely for authorized users to obtain access to services offered by BSNL Portal. Unless expressly stated otherwise, any new services offered by BSNL Portal to enhance or augment existing services shall be subject to this Terms and Conditions.
The E-SERVICES are intended solely to complement and enhance the services offered by BSNL Portal to its customers and do not in any way affect the underlying contract made between BSNL Portal and the customer.
The E-SERVICES are made available on the condition of an acceptance without any modifications or alterations of the terms, conditions and notices contained in this Terms and Conditions and the Terms and Conditions are amended from time to time, and such other notices and directions as may be issued by BSNL Portal from time to time. By accessing or using E-SERVICES, you agree to be bound by this Terms and Conditions.
1. All applications for a service shall be made in the form and manner as may be prescribed by BSNL Portal from time to time. You hereby represent and warrant to BSNL Portal that all information submitted by you in the application is true, complete and accurate.
2. a. In the event that you are applying for and on behalf of your personnel who have your authority to access E-SERVICES, you (i) warrant that such personnel (whose personal details have been forwarded by you to BSNL Portal ("Agents") have your full authority to accept, utilize, manage, modify or terminate services provided by BSNL Portal and undertake to notify BSNL Portal in writing of any change in your authorized personnel and the details of the replacement, if any; and (ii) shall ratify all acts and omissions of your Agents; and (iii) shall abide and shall procure that your Agents abide with this Terms and Conditions.
b. In the event that you are applying as an Agent for and on behalf of and with the full authority of your employer, you hereby warrant that you have been duly authorized to submit this application for and on behalf of your employer and that you, as agent of your employer, shall abide and be bound by this Terms and Conditions.
3. Notwithstanding that you may have complied with all the requirements and provisions hereof, BSNL Portal reserves the right to decline any application and is not obliged to provide any reason or ground for its refusal to accept your application.
4. If any information provided in the application is subsequently discovered to be untrue, inaccurate or incomplete, or BSNL Portal has any reasonable grounds to suspect that such information provided is untrue, inaccurate or incomplete, BSNL Portal has the right to suspend or terminate your account and refuse any and all current or future use of E-SERVICES or any part thereof.
5. If your application is successful, BSNL Portal will send an acceptance of your application via email with the password and your user ID. Thereafter, you shall be solely responsible for the safekeeping and confidentiality of all activities occurring under your account. Only one individual may access at the same time using the same user ID and password.
6. You hereby warrant that all and any instruction issued under your account shall be deemed conclusively to have originated from you and BSNL Portal has no obligations whatsoever to seek your confirmation thereof.
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9. BSNL Portal offers the content on this website on an "as is" basis for information purposes only. TO THE FULLEST EXTENT PERMITTED BY LAW, BSNL Portal, ITS EMPLOYEES, SUBSIDIARIES, AFFILIATES, ASSOCIATES AND RELATED CORPORATIONS MAKE NO WARRANTY AND HEREBY DISCLAIMS ALL AND ANY WARRANTY, EXPRESS OR IMPLIED, IN RESPECT OF THE USE, SECURITY, ACCURACY, RELIABILITY, TIMELINESS, NON-INFRINGEMENT, TITLE, SATISFACTORY QUALITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF THE CONTENT OR THE USE OF THIS SITE AND THAT THE CONTENT AND ANY FUNCTIONS ASSOCIATED THEREWITH WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT THIS WEBSITE AND ITS SERVER WILL BE FREE OF ALL VIRUSES AND/OR OTHER HARMFUL ELEMENTS. NEITHER SHALL BSNL Portal, ITS EMPLOYEES, SUBSIDIARIES, AFFILIATES, ASSOCIATES AND RELATED CORPORATIONS BE LIABLE TO YOU OR ANYONE ELSE IN RESPECT OF ANY HARM ARISING FROM DOWNLOADING OR ACCESSING ANY INFORMATION OR MATERIAL THROUGH THIS WEB SITE, INCLUDING WITHOUT LIMITATION, HARM CAUSED BY VIRUSES OR SIMILAR CONTAMINATION OR DESTRUCTUVE FEATURES.
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Anonymous
05 January 2011 at 14:57
HI My name is Rick. I have recently join one company and signed an employee Service Agreement on Rs. 10 Stamp Paper where it is mentioned if I left job before 12 months I have to pay 3 months salary and I will be prohibited to join any other organization for other 3 months. Please let me know how relevant is Agreement on Rs. 10 Stamp Paper.
Please suggest I am in deep trouble.
Thanks & Regards,
Rick John
Deepak
05 January 2011 at 08:23
Dear Mr. M. V. Gupta:
I had posted this querry on Dec 28, 2010-
I live in Delhi and have received a GPA from my mother from abroad. Do I need to take any further steps in India. I have been told by someone that I need to pay stamp duty on this document about which I don't have any idea what it is and how to do it, where to go and who does this?
Can someone please advise me what is the process of Power of Attorney from abroad.
Beisdes other repllies, one Expert
Mr. M V Gupta gave the following reply-
"In continuation of my reply dt.29-12-2010, I would like add that any POA executed outside India should be signed in the presence of the Charge de Affaires of India and attested by him. This is mandatory. Pl check if the GPA received by you from your mother from abraod has been attested by the Charge D Affaires of India."
Now I have this question from Mr. Gupta-
There is no Indian High Commission or Embassy in the place where my mother lives. However, there is a Consulate of India and they do not witness any documents. All they do is put a stamp on the documents which says that the document had been seen by the Consulate, basically meaning that it is authentic. What I have been told is to get it prepared and witnessed by a Notary Public in that city. Please advise me what to do, Thanks!
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Rs 20 Stamp paper
Sir/Madam,
Iam residing in chennai suburban.I have given a Blank & Signed stamp paper of Rs 20 to a banker for a bank locker service agreement. The banker said that he is taking this blank(he would fill it later)signed stamppaper from me in lieu of a Rs 20 stamp that needs to be affixed for this agreement as it would not be easily available here. Though I had little hesitation in giving him a signed blank stamp paper, I gave him in faith.
Now, In a worst case scenario, what is the maximum implications this could have on me.
What would be the monetory limitations for a Rs20 stamp paper. Also please let me know the various legally valid usage for this Rs 20 stamp paper.
Thanks in advance.