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Mustack   13 June 2017 at 14:05

Non creamy layer certificate

As per rules for obtaining the NCL (non creamy layer) certificate for sons of PSU employees whose designations are not mapped to equivalent to those of central Govt employees, the wealth test shall apply. However wealth test criteria does not clearly states whether the salary & Agri incomes are excluded like in the case of central Govt employees.
I am a central PSU employee with salary income more than Rs 8 Lakhs / annum. There is no other incomes. Is My son eligible for NCL certificate. Please clarify

Aanchal Arora   13 June 2017 at 02:02

Car replacement

A person bought an eco sport in 2014 and till now maximum time the car was not with the consumer as it was for repairing. Soemtime back the company agreed to replace the car but the consumer is asked to pay the insurance and other charges again.
my query is should we accept the car and move to consumer forum for the refund of the insurance amount after replacing the car or we should not agree to take the car if we have to pay the charges again.

Sunil   11 June 2017 at 00:08

Two wheeler loan settlement

I took a two wheeler loan in the year 2013 under EMI for tenure of 24 months. As i fell sick I was unable to pay my last 4 dues. Now i would like to close my dues. I contacted the finance company and they said that they had sold my documents to a private party and I will have to settle the due with them only. After gathering this information I contacted the private party. He said that the pending EMI's, bank charges, interest, etc totally amount to around Rs.12000/-. He said that after waiving off the bank charges and interest I will have to Pay around Rs.8000 and after settling Rs.8000 he will issue the NOC.

I would like to know that Is it legal to settle the pending dues with the private party instead of the finance company. If I settle the pending dues with the private party, will it be made accountable? As the finance company has written off the loan Will the amount to be paid stand legal for issuing NOC and who will issue the NOC and will it get updated in the Cibil?

Please help me out with proper and clear suggestion.

Dharmesh   10 June 2017 at 12:38

RTI on Co-operative Hsg Soc

Dear Team, can I file an RTI on CHS . The CHS claims they do not have a leave and license copy of one of the flats where my friend is staying , where as my friend claims he is staying on Leave& License . We have a personal dispute regarding a matter and friends lawyer has written that he stays on Leave&L agreement . I also doubt whether he is paying rent . Guide me how to know the facts .

Subha   09 June 2017 at 15:07

Adding spouse as bank authorised signatory

My father, 80, is suffering from Parkinsons & is unable to put his signature, which keeps changing everytime.
He wants to make my mother as the authorised signatory for all bank related documents without having to convert his individual account into joint account. Please guide me as to how I can help him do this. Thank you.

Anonymous   09 June 2017 at 11:55

Procedure of buying & registering a new flat and other such

I want to purchase a flat, I do not know anything about Broker/Builder/Owner etc, I do not even know procedure to purchase a flat, Can you tell me what should I cross check before purchasing a flat? What papers I should take from Builder/Owner? How can I know that his papers are valid or fraud? How can I trust to Builder/Owner? How can I know that Builder/owner is fraud or honest? Where should I submit these docs to validate? Requesting you to help me in this? Thanks in advance

Vijaya Bhaskar   07 June 2017 at 11:49

Service contract for school teachers

Dear Learned Experts

I am glad to inform that we have received permission to start pre-primary school as I mentioned in my previous queries.

The name of the school is Hubballi International School which is a unit of St. Francis Trust.

Now we would like to enter into a 11 months service contract and would like to seek your suggestion and guidance whether should I make the service contract between the teacher and St. Francis Trust or between teacher and Hubballi International School.

What kind of agreement is appropriate?
Service Contract or Contract or Agreement. Appreciate your Guidance in this matter.

Debjit   07 June 2017 at 11:21

Breaking of agreement within lock in period

I am a property Consultant, I arranged one office for my client for their computer classes. But 4 months prior to lock in period expires the property is ceased by Bank for owners failure to pay the EMIs. My question is What is the amount can be claimed for the 4 months unused lockin period. How to claim the business losses due to this sudden change of address for my client ? How to bring them to law for the false promises they were making to us for last 6 months regarding the notices received from Banks. Request guide as we need to meet the owner and to claim losses from them immediately.

Request help with suitable solution.

Jee Education   06 June 2017 at 20:57

Proprietary current account by a company

I am the MD of a Private company. The company has a current account with state bank of India in its name. Now we are coming up with a new project in education, called XYZ. Now the company, acting as an artificial proprietor, would like open an current account in the name of the project XYZ under the same CIF of the company. The resolution undertakes that the company company will take care of all the statuary requirements including IT and GST related XYZ. Please guide me the procedure to open an account under the name XYZ with SBI.

N M Nayata   04 June 2017 at 09:57

Na requirement in maharastra

Dear Sir,
Is NA requirement is necessary for Class I agricultural land for non polluting manufacturing unit in Maharastra? Land is already under Industrial area. Open space area and MPCC is not problematic at all.It is on lease for 15 years.
Please advice
Reagrds,
NMN