Transfer of R.C. Book, not Insurance

Querist : Anonymous (Querist) 10 May 2011 This query is : Resolved
Dear Sirs/Madams,

This has reference to Transfer of R.C.Book from Father to Son, but the insurance was not transfered from Father to son at the time of accident. The Insurance company refused on the ground that the name in the R.C.Book and Insurance differ's. Kindly inform me if there is any suprement court citation regarding the same.

It is urgent kindly reply.

Thanking you

Yours faithfully,

H.VIJAYAKUMAR.

Follow Query

Report Abuse

Guest (Expert) 11 May 2011
Since the registered owner of the vehicle has changed on transfer of the RC, the old policy would become inoperative for the vehicle. Insurance cover would have been valid only for the past owner and his vehicle, not the present owner and vehicel, as the ownership has duly been transferred to the son by transfer of the RC. A new policy was required to be taken by the some on transfer of RC.

All the liability would rest with the presently registered owner having an uninsured vehicle. Insurance company would not entertain any claim claim after seeing the transferred RC.