Surety for death claim.

Querist : Anonymous (Querist) 09 October 2023 This query is : Resolved
My unmarried brother expired. He had taken 5No. insurance policies. My father ,Nominee to the policies predeased his son.My mother is the legal heir. Claim proposals are submitted along with Legal heirship certificate and my husband , SoninLaw to my mother has also given surety. The branch states that surety should not be from close relative. Kindly clarify, Why LHC is not enough. and whether surety is mandatory and if if it is mandatory
why surety from son in law is not accepted.He is not directly involves with claim. Can I request branch to settle the claim on basis of LHC

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A user is seeking clarification regarding surety requirements for a death claim following their brother's passing. The nominated father predeceased the brother, making the mother the legal heir. Despite providing a Legal Heirship Certificate and surety from the mother's son-in-law, the branch rejected the surety as it was from a close relative. The user questions why the LHC is insufficient and if surety is mandatory, especially when the son-in-law is not directly involved in the claim.

Sudhir Kumar, Advocate (Expert) 09 October 2023
this forum cannot act as spokes person of the insurance company.

repeated

https://www.lawyersclubindia.com/experts/surety-for-death-claim--754586.asp

kavksatyanarayana (Expert) 09 October 2023
If you have legally any problem, advice be given. But can we speak to the branch?

T. Kalaiselvan, Advocate (Expert) 10 October 2023
You have repeated the same question in another thread today itself, you may read those answers too

Sudhir Kumar, Advocate (Expert) 12 October 2023
repeated without raising legal issue. It appears you have a problem which you are not able to explain.

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