Post office nsc certificate

Husna Begum (Querist) 21 June 2023 This query is : Resolved
My father is abroad and he had invested in NSC to a tune of Rs 6 lakh in my mother name. It had expired in 2015. My mother is in depression & of she sees any third person she becomes violent. Once I had taken her to PO where she made a big scene by shouting and kicking at the counter. Post office official says that she has to sign documents to redeem and she should be brought in front of the officers for the same. Can you help me how to get out of such situations

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This discussion addresses the challenge of redeeming an expired National Savings Certificate (NSC) when the account holder is unable to sign documents due to a mental health condition. The advice suggests seeking legal guardianship through the court, potentially requiring a medical certificate, to enable the redemption process.

Sudhir Kumar, Advocate (Expert) 22 June 2023
You can give application to the court for you to be appointed as guardian declaring her to be mental wreck (as already seen from your description).

NB : the views expressed are for your benefits even if it hurts you.

kavksatyanarayana (Expert) 22 June 2023
Obtain permission from the court as your mother is sick with the medical certificate.

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