loan
Querist :
Anonymous
(Querist) 24 December 2009
This query is : Resolved
1. i have a two credit card & loan defaulter in CIBIL last continious two years, & now settle the credit card amount & personal loan amount, credit card & loan account reflecting zero balance, now i going to apply personal loan in some other bank can i going to get it easily, since i asked to the bank person he replyed if we are going to the settlement (Loan & Credit Card) up to 7 years will not going to get any loan & credit card from banks, please help me sir what should i do for the improving my credit history in CIBIL
2. I want loan from urgency since my siter marriege on February, plaese help me as early as possible
adv. rajeev ( rajoo )
(Expert) 25 December 2009
If the banker to whom you have approached for the loan asked from the clearance certificate from all the banks in your city, they you may be in trouble, if banker didn't then you will get the loan.
Guest
(Expert) 25 December 2009
NANDKUMAR B.SAWANT.M.COM.LL.B.(MUMBAI),ADVOCATE
MOBILE.09325226691, 09271971251
e.mail.adv.nbsawant@yahoo.co.in
e.mail.nandkumarbs@sify.com
REGARDING LOAN KINDLY NOTE THAT
1.FOR GIVING LOAN EVERY BANK HAS ITS OWN POLICY.
2.YOU MAY APPLY TO YOUR BANK WHERE YOU ARE HAVING YOUR ACCOUNT.AS THEY KNOW YOU BETTER FROM YOUR PREVIOUS TRANSACTIONS.
3.YOU SUBMIT ALL NECESSARY DOCUMENTS OF SURETY AND MORTGAGE AND YOU WILL SUCCEED
IN CASE YOU NEED ANY FURTHER HELP YOU MAY WRITE.
WITH BEST REGARDS TO YOU YOUR FAMILY AND FRIENDS.
THANKING YOU
YOURS SINCERELY
NANDKUMAR B.SAWANT.M.COM.LL.B.(MUMBAI)ADVOCATE
Raj Kumar Makkad
(Expert) 25 December 2009
You require clearance certificate from all local bankers as per latest policy of the banks in the given matter.
