Fraud by some unknown accused.

Sunil Kumar (Querist) 11 September 2015 This query is : Resolved
Respected Sir,
It is respectfully submitted that the applicant wants a sympathical view from office. The matter is that the applicant is a govt. servant and in the department’s one employee has advised me that if you want to get loan then contact me because the Bank manager is my friend and it is easy for getting loan. The applicant and some colleagues have applied loan of Rs. 20000/- in the year of 1998 and fill up the form with signature . After few months the applicant has intimate the applicant that because of some reasons the loan could not be sanctioned. The applicant has asked to man to return back the loan applying documents. He avoid request one pretext to another. The applicant and his colleagues do not get any loan and nor signed any agreement. In the year 2015, the bank send a notice and intimate the applicant to deposit the loan of Rs. 70000/- with interest. The applicant as well as all colleagues shocked because they have not applied any loan. The concerned person from whom the applicant has requested for loan is being retired from office and where is no the applicant is not known.
What can I do to solve the issue and if the applicant do not deposit the amount then what would be happened/panelty imposes on us.

Thanks.

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Guest (Expert) 11 September 2015
Seek the help of a Local Good Advocate and have a completes Study of the all related Transactions and file a suitable Criminal Complaint against Concerned Bank Manager and Your Ex Staff the real route of all this.

Rajendra K Goyal (Expert) 11 September 2015
1. The loan is time barred and if documents not revived, Bank can not claim any thing.
2. Consult local lawyer and reply the notice.
3. If the Bank is Public Sector, use RTI to get copies of all the loan documents. Otherwise also write to Bank to provide copies of all loan documents. After getting the copies, consult your lawyer.
4. Since you have not taken money and the documents were used fraudulently by some other person. File criminal complaint against the person and the than Manager.

Sudhir Kumar, Advocate (Expert) 07 October 2015
You are vague you are not clearing the role of the person who is retiring from Govt service.

Please note that a govt servant is bound to maintain absolute integrity even in private life and failure to do so is professional misconduct.

Such like person cannot retire with full pension.

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