Query for cheque

Querist : Anonymous (Querist) 28 February 2011 This query is : Resolved
Respected Members,
I lost two of my signed cheques bearing amount 25,000 each but it didnt beared the name to whome i am giving the cheque i.e. the PAY line was empty. Some one known to me got the cheques and xeroxed it after that he handed over that cheques to me. My query is " Is there any possibility of legal action against me?"." Does xerox copy of cheques bear any importance in case??"
The cheques are with me and still bear only the amount and my sign.

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Devajyoti Barman (Expert) 28 February 2011
If you have got the originals cheques with you then nothing to worry. The photocopy of the cheque is not a negotiable instrument or valuable security.

Amit Minocha (Expert) 28 February 2011
If the xerox is wihout any name and since the originals are with you there is no risk, hwoever if he has taken any acknolwedgement of return from you and the payee name was also filled up, many stories can be made to trouble you.

Bhushan V. Kale (Expert) 28 February 2011
As the originals cheques are with you hence no need to worry.

Kirti Kar Tripathi (Expert) 28 February 2011
since cheques are with you, you need not to worry,

Sarvesh Kumar Sharma Advocate (Expert) 28 February 2011
xerox is secondery evidence prove without original impossible.

Arvind Singh Chauhan (Expert) 28 February 2011
I go with Amit Minocha.

Querist : Anonymous (Querist) 28 February 2011
Thanks alot to every one.

adv. rajeev ( rajoo ) (Expert) 01 March 2011
With xerox copies he cannot do anything.

a.manoharan (Expert) 01 March 2011
i agree with all experts

Rajeev kulshreshtha (Expert) 01 March 2011
I also agree with all experts

NOTTAM VENKATASAMY (Expert) 01 March 2011
PHOTO COPY OF THE NEGOTIABLE INSTRUMENTS ARE ACCEPTED ONLY DURING THE TIME OF TRIAL BUT THE SAID ORIGINAL CHEQUE IS HAVING YOUR POSSESSION SO THAT SECONDARY EVIDENCE ALSO DENIED, IF YOU WERE THREATENED BY HIM YOU GO AND PREPARE A POLICE COMPLAINT AGAINST HIM AND EXPLAIN ALL THE MATTER.

Ajay Bansal (Expert) 01 March 2011
Don't worry.

Querist : Anonymous (Querist) 02 March 2011
Thanks alot to all experts

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