Modicication of Deed

Dipti R Shah (Querist) 19 January 2011 This query is : Resolved
Dear Sir / Mam,

Kindly advice me, I have purchased an underconstruction house it is in the name of my husband & me, 1st name is of my husband who accidently died after 3 months, now I require to take a housing loan from bank,but the bank want the whole agreement should me on my name, kindly advice the procedure & steps.

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Guest (Expert) 19 January 2011
MAKE ANOTHER REGISTERED AGREEMENT FROM THE SELLER.

Advocate. Arunagiri (Expert) 19 January 2011
As your husband is no more, you are the absolute owner. So, produce the legal heir certificate showing that you are the only legal heir. That is enough for the bank for giving loan.

Parveen Kr. Aggarwal (Expert) 19 January 2011
In case registered deed of conveyance has not been executed in favour of yourself and your husband and still the proeprty is held on the agreement, you can get the deed of conveyance registered in your name alone.

But if deed of conveyance has already been registered in the names of both of you then the legal heirs of your husband including you will be the owners and will have to execute the loan documents. If you alone are the legal heir of your husband then follow the advice of Advocate Arunagiri.

Advocate Bhartesh goyal (Expert) 20 January 2011
I do agree with Mr.Parveen Kr.Aggarwal.

Kirti Kar Tripathi (Expert) 20 January 2011
I ALSO AGREE WITH PRAVEEN.

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