Cc limit renew

Naveen Gaur (Querist) 18 October 2017 This query is : Resolved
Sir I have cc account in oriental bank of commerce I got letter from bank for submit document for renew my account I already submit all documents as per bank demand and all documents checked by bank officer I also ask him they any other documents or any other information they said no and now suddenly on renewal date at mid night I got msg from bank they stop my limit now what should I do?

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Rajendra K Goyal (Expert) 18 October 2017
Contact the Bank, provide the required documents and get the limit renewed / started.

CC limit need to be renewed every year and for renewal certain operational and basic data are required, Bank would be unable to renew the limit in absence of any information required.

Providing the asked documents is not enough, you should contact the lender till limit is renewed as the work becomes pending in absence of required data.

Any deficiency in provided documents would be noticed only when analysed at the time of renewal and not at the time of submission.

Request the Bank to allow operation till limit is renewed. Promise to provide information in 2-3 days.

Guest (Expert) 18 October 2017
At least one correct advice in a day has been noticed on the part of Mr. Rajendra K Goyal.

Dr J C Vashista (Expert) 19 October 2017
Unfit query?
What is the dispute to be opined and advised by legal experts?
Is it not abuse of this platform?

Guest (Expert) 19 October 2017
Posting a Query will not be/should not be treated as " abusive "

Guest (Expert) 19 October 2017
Query had been well attended by Mr.RK Goyal and appreciated by Mr.Jigyasu Legal Analyst

Guest (Expert) 19 October 2017
Person who is not interested to reply or do not have a reply could ignore the Query than insulting the Querist

Guest (Expert) 19 October 2017
Well Advised by Mr RK Goyal .Appreciated

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