Loan

Himesh Kumar (Querist) 05 April 2016 This query is : Resolved
Dear sir, L borrowed loan from CitiFinancial in 2011,repaid 12 instalments is Rs 3600.00 each, then after the threats started to me and I have proof of the SMS, sent by them CitiFinancial collection men. Later came to compromise and gave an proposal of loan closing @waiver of. Total of 50000.00. I paid too and got an letter from them as loan closed. Now Kotak Mahindra has taken over the CitiFinancial. They have sent me an notice to pay out standing of Rs 78000.00+.towards loan. If not filing of legal. I have received this from an advocate from pune. This is what happened. Please assist me.
Thanks.

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Adv. Yogen Kakade (Expert) 05 April 2016
Mr. Himesh,
You have to reply to the notice issued to you by the bank immediately to avoid any further complications. Mention the repayment details in the reply. And if you have paid the amount then don't worry.. defend strongly. If you need any further help, you can contact me on 9225510883.

Adv. Yogen Kakade
Jurycon Incorporation
Advocates & Consultants
Email: juryconincorporation@gmail.com
Web: www.juryconn.in Call: 020-65248888

Rajendra K Goyal (Expert) 05 April 2016
When the loan was closed by compromise. If three years have passed after payment, claim is time barred.

Reply the notice through your lawyer.

Himesh Kumar (Querist) 06 April 2016
Thanks for all advice, dear, SIR'S
THE NOTICE IS FROM PUNA. WE WILL FOLLOW ALL ADVICED. Next will get back earlier.
Thanks.

Rajendra K Goyal (Expert) 10 April 2016
You are welcome.

Himesh Kumar (Querist) 18 April 2016
Will get back once I receive reply.

Himesh Kumar (Querist) 18 April 2016
THANK S .THANKS. THANKS

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