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Bankig

(Querist) 07 April 2012 This query is : Resolved 
i have an icici bank a/c.my assis. depoisted rs. 6000 in my a/c and give me receit.when i checked my a/c after 4 month rs.6000 was not in my a/c.on my assis. 's efidevit and statment that he deposit above amount and i saw the receit which today i have lost,can i fight a legal case againt bank and court will belive me! bank had refused.
ajay sethi (Expert) 07 April 2012
you need the receipt to prove that money has been depsited in bank account . without receipt difficult to prove
Nadeem Qureshi (Expert) 07 April 2012
Dear Sanjay
I agree with Mr. Sethi
adv. rajeev ( rajoo ) (Expert) 08 April 2012
Without documentary evidence you cannot file the case against the bank. You do one thing just apply for the certfiied copies of the details of the transaction made on that day when you deposited the amount. I am not sure whether you will get it or not.
V R SHROFF (Expert) 08 April 2012
You should have noticed your a/c very next date. icici also send SMS of all ur transactions.

There are reasons to believe YOUR assis. depoisted rs. 6000 in other's a/c and gave you receit.

You request icici bank branch where amt was deposited, to check, whose a/c was credited with cash payment of rs. 6000/- at that time your assis went there?? Was it a mistake? a little diff in a/c no, and v credited other's a/c??
Shonee Kapoor (Expert) 08 April 2012
Rightly said.

Unless there is a receipt, nothing can be done.

Regards,

Shonee Kapoor
harassed.by.498a@gmail.com
V R SHROFF (Expert) 08 April 2012
Want to file crminal breach of trust case on both [1] ur assis [2] icici bank,
and let Bank investigate??
After all, you lost 6k
Shailesh Kumar Shah (Expert) 08 April 2012
if you have sms in your mobile of deposited amount, you can claim otherwise very difficult to prove.
malipeddi jaggarao (Expert) 09 April 2012
Please go to the Bank personally along with your assistant. At least you should remember the date on which your assistant has remitted the amount in your account. If you are definite about the date of transaction, you can request the Bank orally that your assistant remitted the amount, but the same is not gone into account hence a full verification of all cash receipt transactions of Rs.6000 of the branch wherein the amount is deposited on that day are to be verified. The transactions will be shortlisted. You can find the small error that might have committed by your assistant while remitting the money. Otherwise, you can request the Bank to call for the voucher slips relating to Rs.6000 cash receipt transactions of that day. The Bank can find out the error if any by looking into the paying-in-slip (voucher) and your assistant can identify his hand-writing. Sometimes, it do happen if the account number is wrong the amount would go to some other account if the operator is negligent. Bank will rectify the error if the amount in that wrong account is available immediately or will rectify in reasonable time. Nothing to be panicky.


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