champalal
14 March 2011 at 13:27
Dear Sir
I am a resident of Maharashtra, India. I would like to know is it legal for Private Commercial Banks to lend commercial loans to borrowers as an Agricultural Loan even though the borrower does not have any agricultural activity mentioned in its business profile.
I am confused by the fact that the banks may be lending commercial loans as agriculture loans to complete their share of priority sector lending.
Awaiting your reply.
C B Jain
shailendra
14 March 2011 at 13:26
My mother has gifted me a self acquired property flat situated at Mulund ,Mumbai . We have registered the gift-deed on August 2010. Also we have submitted all relevant documents ie. Gift-deed , resignation of present member, Transfer forms etc. to the society Secretary . The secretary is demanding Rs. 25000 as a Transfer premium & Rs 25000 donation to complete the transfer request.
We have brought to their notice that ,the transfer is between mother & son and as per Bye laws Transfer premium & Donation is not payable ,The same we have conveyed thru a Reminder- I letter to the society .They have acknowledged with a remark “will discuss this issue in comitte meeting”
After waiting for 3 months they verbally told us that “ There is no Transfer premium required to pay ,but only Donation Rs. 25000 needed.” We finally sent a letter to the society that , it is already 3 months period is over and there is no action or reason given from your end about our Transfer. As per Bye law I am a deemed member of society. The secretary acknowledged with remark “the issue will be discussed in Sp-AGM “. The sp. AGM held in the month of March 2011 ,where they have decided to complete the Transfer of another member’s Gift deed ( within family member) who has already paid Transfer premium & Donation Rs 25k + 25k to the society , And keeping Hold on our Transfer.
It is almost 8 months passed on our Transfer proposal now . We are now in the process of issuing a Dy. Registrar notice to the society.
In the whole process my mother Aged 79 yrs & my family is being harassed mentally due to corrupt practices followed by the secretary and other committee members they are misleading us.
Sir, my question to you is ,
1) Society is taking emotional advantage of my aged mother ,as not allowing me to talk or Handle the case on behalf of my mother , as per them I am not a member.
We have also submitted the Associate Member form to the society , but still they are misleading us by keeping on Hold.
What further action can I take ?
2) I want to teach a permanent lesson to Sec. & chairman in terms of Penalty from their pocket.
As a consumer what can I do further?
3) What steps you suggest me to take in future also to deal with such rigid & arrogant Secretary / chairman.
Thanks & Regards
shailendra patole
Anonymous
14 March 2011 at 11:34
Sir,
My request in the context of Supreme Court's Judgement delivered in the case of Mamta Vs. State of Orissa, year 2011 in service matter where Supreme Court mentioned that 'by merely calling of applications from Employment Exchange will be violative of Article 14 & 16 of the Constitution'. My details are as follows: -
(i) My competitive exam of stenography and typing was held with the candidates called from Employment Exchange only;
(ii) These tests were undertaken by Director, Education, Govt. of India;
(iii) I was appointed after qualifying the competitive test as stenographer on temporary basis;
(iv) My services were discontinued on the plea that I was a project employee which in fact was not true because by virtue of my appt. letter terms and conditions and other regular facilties which were given by the Govt. department.
My questions are: -
(i) Is the above Supreme Court Judgement will be implemented retrospectively in my case because my competitive test was held in the year 1996 with Employment Exchange candidates only; or
(ii) My case does not fall under the ambit of the above judgement because it was held in the year 1996 and this Judgement came after so many years i.e. 2011;
(iii) Because the Employment Exchange was considered to be the right mode of calling applications before this judgement cam in.
Please advice my at the earliest
Avinash Kumar Sharma
14 March 2011 at 10:12
Dear Sir,
Is ESI deduction mandatory on every construction activity going on in factory premises? Usually ESI inspectors blackmail factory management on this issue( showing heavy recovery & penelty clauses in the act). What are the types of construction activity on which ESI should be deducted? I want learned forum members to throw light on this issue.
Thanks,
Avinash
Anonymous
14 March 2011 at 09:49
Hello,
Can any one guide to close registered manufacturing company which has strength of below 50 employees.
Regards,
Rajeev1978
14 March 2011 at 09:35
Dear All,
I came across a rather peculiar query a few days back
One of my friends is happily married with a lovely daughter.They tied the knot in 2008, and were blessed by a baby daughter in 2009. Seems quite a case of blissfully married couplebut the,truth is that his wife has gone into depression because she had to forsake her seat in one of the premier fashion designing institutes in the country due to her unexpected pregnancy.
My friend said that they had taken adequate precaution to prevent such a thing from occuring , but the inevitable happened. The inlaws were strictly against going for a termination of pregnancy , hence all her dreams and ambitions were shattered.
I advised him that he cannot claim damages because , it is a fact that even pahrmaceutical companies dodnot claim 100% protection in case of their products. But , he came up with a valid point that , what is the percentage of population in india who are aware of this??? There may be a small disclaimer in illegible wrirting to support their claim, but when we are dealing with such a serious issue like the risk of faliure of contraceptive may result in undesirable pregnancy, shaterred dreams and aspirations or worse still getting infected by HIV or STD’s .Why cant we have something like a WARNING like ‘USE AT YOUR OWN RISK’ as in the case of TOBBACCO related products.
All members are coordially invited to give their expert comment on this isue
Regards,
Rajeev.
Arka Foundation
14 March 2011 at 09:11
Hello All,
Our Client an sent an application to CIBIL along with requiste fee[450], THe CIBIL did not respond immediately, when contacted to CIBIL on Phone, they gave reply that they have to updated the change of address of the applicant with the bank. But for information the applicant is residing in the same address from begining of the Account opening till date.
Appplicant applied from the same address where he is resideing.
Any solutions regard
1)Refund of the money from CIBIL
2)Any Complaint to be given against CIBIL
Anupam Anand
14 March 2011 at 00:39
I need openion on mercy killing regarding my coll practicals..
Anonymous
13 March 2011 at 23:48
I am a resident of West Bengal. My father has 2 brothers and 2 sisters (total 5 including my father). My grand father owned a property which was supposed to be distributed among the 3 brothers (my father and 2 uncles) and their 2 sisters. But my 2 uncles forced my grandfather to register the whole property in their names ignoring my father and his 2 sisters. It all happened around 18 years ago. Now my grand father is dead and my 2 uncles started to harass us to leave the place. So, my father challenged the deed and requested an injunction on the property which was granted. All was going well and in our favor in the courtroom but recently my uncles hired a fake witness and he testified in front of the Judge that the property was inherited to my uncles by my grand father in presence of him (the fake witness).After this incident my family is very disturbed mentally.Please help. My question is: what could be the effect of that fake witness??? Is there any way to delay the hearing process??? I wanna harass my rivals without going against the law and without taking the help of falsehood. Please please and please help.
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