rahul
22 January 2014 at 11:56
Dear Sir, In Short, I took loan in 2012 @ 22.25%(First loan), after 12 month, I got the call for Top-up @ 17-18 Commitment by Executive(No Evidence-2nd Loan).I was trying fill-up the form, but executive stop me for filling the form or agreement. I did signature and handover the bank agreement to Executive with anything filling(blank). they disbursed the Loan. When first EMI persent in my bank, I asked about the details of EMI. I got that they disbursed the loan @ 22.25%. I am fighting with bank last 9 months. But all wasted, because i did signed the agreement. I was reading the agreement or form. I found,
1. I fill-up the rate of intt. in application form by me, can be possible court consider my application rate of intt. against my agreement, when i file the case.
2. I didn't get the bank document within 15 days, or after debited my first EMI-within 15 days I called them. but they did not ready for cancel the loan.
3. Condition of Bank : - Preclosing Charges rate @4%, but It can possible after one year.
I request to bank, I was ready to pay foreclosing charges, But bank said as per your agreement, you can closed.
Kindly provide your valuable, advice. I don't have a lot of evidence, except, communication through email, or Registered post or I sent a legal notice also to bank.
Anil Sharma
22 January 2014 at 06:30
Dear sir
I am an Ex service man. I was retired from Airforce on 31 Oct 2007. However I have got the job in bank on 21 oct 2013.
My total salary while leaving Airforce was this
Basic pay---9380
Grade pay ---2800
Gcb-----------120
MSP----------2000(notional)
Classification pay----300(notional)
DA@--9% _-----_------1096
Total----------------13396
Now bank has fixed my salary Rs 7600as basic +present rate of DA on this
Kindly tell me is this correct becouse the letter which banks quote from DOPT is says Basic pay + grade pay + x pay
Kindly advise me accordingly
Sarangi Venkat
21 January 2014 at 23:27
can a trust be converted to sec 25 company?
wakefield sj
21 January 2014 at 19:48
I notified in the gazette to change my name.When I contacted the kerala pareekshabhavan to change the name in the SSLc,they firmly stated that they will correct only clerical errors.Pl advise me how can I get changed my name in all records.
My son-in-law also notified in the gazette to change his caste and relegion in the SSLC.The pareekshabhavan will not chage it.Then how can he utilise the gazette notification?
Member (Account Deleted)
21 January 2014 at 17:06
Respected sir,
1. I am enrolled my name in state bar council in the year 22.04. 1999
2. Joined in a private company for a job and submitted letter voluntarily suspension of practice letter to bar council on 01.09.1999.
3. Job resigned in 2002, due to sever health problem (cancer) and removed voice box and can speak with instrument, low voice.
4. I have resumed practice feb.2013 permission accorded by the bar council.
5. Now my request is, due to financial problems, am eligible for notary public, because I cannot speak normally and only notary public will help me.
6. Please kindly help to become a notary public, by the law as per any special provisions/recommendations as a special case.
atul
21 January 2014 at 15:31
Hi dear expert. i have purchased a constructed property in 2011, that property was constructed in 1990. after purchasing that property i came to know that the MAP of the house has been lost and there is no records in corporation as the record is very old. what i do.
KAILAS PATIL
21 January 2014 at 14:06
respected sir,
kindly guide me regarding money lender licence i.e. how to apply, who will apply for money lendering business what is formalities & legal documents require & legal aspects. Authority to whom application will be submit. Also let me know can any agency are in force to work for licence
Krupa Shah
21 January 2014 at 13:13
My family had borrowed 23 lacs from one of our known friends @10% interest rate. We have been paying him 1.5lacs every month just as interest for more than 18 months nows. Calculating all this we have paid him back 23 lacs and plus some interest. But, according to him we are just paying interest and the prinicipal amount is still the same.
However, now we have completely gone bankrupt and we want to pay him his money back but we need time. Whenever we try to talk to him regarding this or there is a delay in payment of interest by a day or do he is threatening us. He is been threatening us by saying to push the women in my family into prostitution and will make sure that my brothers are physically damaged. He has also hit my brothers twice.
He also has few of blanck cheques which has my dad's signature on it with him.
My parents are very scared and everyday there is a fear of him. He abuses on phone and personally.
Please help.
sweta
21 January 2014 at 12:28
Can a person holding a government post become a director in a govt. Co.???
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fake rupees in atm
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