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Master NDPS 2.0: Latest Legal Developments, Best Practices & Landmark Case Studies

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subramaniam muralimohan   30 April 2010 at 14:04

life insurance policy lapsed but deducted amount thru ECS

Dear Sir,
I have taken a Life insurance policy from kotak Mahindra Bank. The premiem amount is Rs.3000/= per month and the same was deducted from my savings account thru ECS method. I did not pay my premium amount for the last six month. When I contacted the customer care service, they informed that my policy was lapsed and there will be no deduction from your account.

But, in the month of April 2010, the amount of Rs.3000/= was deducted from my account as premium for my policy. When I contacted the customer care service of the Kotak life insurance, the informed me that pay the balance premium amount and till then my policy will be remain lapsed condition.

Is it right to deduct the premium amount for the lapsed policy, Sir.

Praveen Kumar   30 April 2010 at 11:53

New twist in consumer court proceedings

Through these columns I was able to get the knowledge that when an oppposite party has to file its version in a consumer court, I can ask for cost of adjournments if the opposite party repeatedly asks for adjournments just to file the version. And also per stipulations they cannot get more than 1 adjournment or 45 days whichever is higher. Anyways the last time I gave a memo to the commission for adjournment of costs. The prescribed law is that a minimum of Rs. 500/- has to be given and more if the judge so decides. I asked for an amount much higher saying that it was the salary I was losing coming every time to the court because I was appearing in person. I also attached my appointment letter and pay slip as proof. Instead of deciding on how much to be paid, the judge has served a copy of the memo to the opposite party asking them as to why they should not be charged that amount. Is that correct? I thought that the judge had the authority to immediately decide whether or not to award those charges. And also whether it is good or bad for me that he has asked the opposite party to reply?

Chandan Garg   30 April 2010 at 11:14

Help on Electricity act Required.

We are company having captive power generation.
question 1: Can we sell electricity to the employees at cost of production who are residing in our colony in side the plant.
Q.2: Can we sell electricity to mobile company who is having tower in our premises.
Q.3 Can we sell electricity to Contractors are working in our company and staying in our colony.
Thanks

Anonymous   29 April 2010 at 23:09

Need for Change

Will there be a change for a need in our screing system?

Anonymous   29 April 2010 at 20:30

Sending e-mail to HC Judges any implication

Is their any Implication legally if someone send his or her Legal problems to HC Judges directly?

Anonymous   29 April 2010 at 17:33

DISPOSED ON : 27-04-2010 ANC

"DISPOSED ON : 27-04-2010 ANC" Dear Experts, please let me what is meant by "ANC"

Suresh Kumar   29 April 2010 at 16:56

Cheque Bounce Charges from Barclay Bank

Dear Sir,
I got a summon from Metropolitian Magistrate, Dwarka,Delhi for 138 N.I.Act for non-payment of Barclay Personal Loan Installment. What should I do as I have already emailed to the Banker that I have a heavy loss in Share Market and can not afford the EMI of the Bank. The agent called me almost every month to settle the amount and use abusive language and threatning me. Kindly help me how could I solve this matter, as I am not in a position to pay any amount.

Anonymous   29 April 2010 at 14:44

Rules as per IRDA

My date of birth is 06.01.1949 and I have taken one insurance policy of HDFC
Standard Life on 15.12.09. But in the brochure of the policy its mentioned that
the policy is only eligible for 18 to 60 years only.

And on 15.12.09, my age was 60 yrs and 11 month.
Now the question is that the policy is valid ? as far as my age point of view.(Under the IRDA law)

Anonymous   29 April 2010 at 14:29

Marriage

Thanks for ur support.Please tell me Is there any need to conert religion to him from chirstian to hindu to marry with me in Araya Samaj mandir.

Anonymous   29 April 2010 at 08:51

Leagal notice

A partition suit is pending in the high court from the year 2000.
We are five brothers and none of us having good relationship with each other.
Iam the third amomg brothers.
My next brother is continuing giving leagal notice one or for other reasons from the year 2000.

I used to give proper reply for all those notices. So far he has not approached the court for any of the notices.

Every time I had to spent Rs 1000 or more
to reply him. It is very much annoying me.
Is there a way to stop this. Kindly advice me whether can I ignore the notices and wait for the court's proceedings if any that is started by him.
Iam 67 year old.