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Bank

(Querist) 13 January 2019 This query is : Open 
One a/c payee ch issued in my favour I have deposited in my account and also got credit one year back. Now bank person coming to me and telling that ch was bounced and asking for amount after one year. No any written communication given by them yet. They only verbaly saying it's bank mistake and you have to pay else we will go legal.
Pls advise what I have to do.
Isaac Gabriel (Expert) 13 January 2019
Visit the bank and verify the details ie. the crediting your a/c and thereafter how it could be reversed.error might have been occured by mistake.Informing the dishonour after a year is unbelievable.
Sudhir Kumar, Advocate (Expert) 14 January 2019
it is your bank or the bank of the person who issued cheque.


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