Accident query

Vinod Kumar (Querist) 15 November 2012 This query is : Resolved
Respected Sir,
My brother in law & his wife both died in a Bullet motorcycle accident one month before without a driving licence.Both are employed in Govt. Job.He is the only son of my Father in Laws.My deceased brother in laws has taken a policy in his name but insurance company is telling us to to deposit all other formalities along with Driving License.We have no Driving License so now what will happen if we failed to produce a valid licence.
My brother in laws was serving in police & on the occasions of 26th Jan & 15 August he was performing the stunt in motorcycle for which he got appreciation letter from the police department.Kindly suggest me the consequences in that case.How to settle the both claim from Insurance company.The Motorcycle was fully insured.Waiting for your reply kindly help me.....

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ajay sethi (Expert) 15 November 2012
since your brother in law has no valid driving license and he was riding motor cycle without a vlaid license insurance company will refuse to make payment .

Vinod Kumar (Querist) 15 November 2012
Thanks for your prompt reply. sir i want to ask one more thing that then we can not do anything in this matter for settlement of claim or anything we can do in this matter plz help me by your suggestions thanks

Jai Karan Nagwan (Expert) 18 November 2012
Mr. Vinod,

if your bro in law was a policeman, he must have the departmental Driving lisence. Please get the same from the custodian of his personal file from his duty place.

Secondly, let the case go to court under MACT. Death occured in accident and compensation will be awarded in this.Secondly fault of one party do not relieve the other party from his part of obligation.

dont have much interaction with iunsurance guys and share less information with them.