Loan

Querist : Anonymous (Querist) 19 December 2009 This query is : Resolved
1. i have a two credit card & loan defaulter in CIBIL last continious two years, & now settle the credit card amount & personal loan amount, credit card & loan account reflecting zero balance, now i going to apply personal loan in some other bank can i going to get it easily, since i asked to the bank person he replyed if we are going to the settlement (Loan & Credit Card) up to 7 years will not going to get any loan & credit card from banks, please help me sir what should i do for the improving my credit history in CIBIL

2. I want loan from urgency since my siter marriege on February, plaese help me as early as possible

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Devajyoti Barman (Expert) 19 December 2009
Forwarding a defaulter's name to CIBIL dis entitles him to get loan for some time as directed by the RBI. In that circumstances getting loan soon may not be easy for you.

Querist : Anonymous (Querist) 19 December 2009
Thanks to replaying Devajyoti Barman sir

If i regular defulater in CIBIL how much year will not get loan

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