insurance

Querist : Anonymous (Querist) 07 March 2019 This query is : Resolved
an employee in my company ritu gave her car benz to the reapir . when the repair shop owner has to deliver he gave to unlicensed driver . while he was driving he caused injuries to a third person . now repair shop owner has to compensate the car owner as well as third person but it is also insured can the insurance be made liable to compensate the injured does the car owner ritu need to pay to insurance co or ritu is not liable or is there " no fault liabilty " on ritu or is insurance company has to compensate the injured only on his death or is no fault liability on death or or also injuries or can ins co recover from ritu

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NANDKUMAR B SAWANT (Expert) 09 March 2019
Kindly refer car insurancy policy terms.the injured must have filed a f.i.r .of accident and again motor accident claim he must have filed making car owner insurance co and driver and his employer as party to said claim. Advisible to defend case with help of legal expert.good luck