I need legal guidance regarding my bank account freeze.
Querist :
Anonymous
(Querist) 29 August 2025
This query is : Open
Namaste,
I need legal guidance regarding my bank account freeze.
My bank account has been frozen by UP Police (Raebareli) under Sections 94/106 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (BNSS). The freeze order mentions that it is related to a suspicious transaction.
Here are the key details:
I have received all the details of the freeze order, including the investigating officer’s contact (phone/email) and the specific transaction that led to the freeze.
On reviewing, I found that the transaction is actually from 2023 and was from an unknown source. I myself considered it suspicious but at that time I did not file any complaint (missed it).
Now in 2025, suddenly my account has been frozen based on this old transaction.
I am from Jharkhand and I have no connection with Raebareli (UP). I have never visited there and have no business or personal links to that place.
My main concerns:
Since I have no connection with Raebareli, does the police there even have proper jurisdiction to freeze my account?
Should I directly approach the investigating officer and explain that the money was from an unknown source and I did not benefit from it, or would that weaken my position since I never complained at that time?
Is it better to directly file an application before the Magistrate/Court for unfreezing the account instead of approaching the officer?
What is the best legal approach here to avoid unnecessary complications?
I would be very grateful if any advocate could guide me on the safest and most effective step forward.
Thank you
