Finance - loan

RAVIKUMAR (Querist) 25 April 2016 This query is : Resolved
Hi All,

I got a loan in 2008 and i had 2 bank credit cards also. At that time i felt with major accident. And my financial situation went bad, and i cant pay loan, Once i got recover. i paID the loan amount and close the Loan and Credit cards.
Now 2014 onwards i'm maintaining consumer loan & credit cards are perfectly.
Currently now im trying to get personal loan, but my application got rejected because of in cibil reflect like defaulter at 2008 period.
Kindly give me a idea. how to recover from the current situation.

Regards
M.RAVI

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D.S.RAMESH (Expert) 26 April 2016
You have to get a letter from your banker for the closed accounts & NOC and send a request to cibil to change your status.

Rajendra K Goyal (Expert) 28 April 2016
Consult and discuss with your Banker.

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