Non furnishing of previous life policy's detail in second policy

Adesh Agrawal (Querist) 01 October 2013 This query is : Resolved
Dear sir,

if one has not furnished his previous life policy's detail in second policy, although he doesn't opt to(by mistake), as both the policy is from same agent, mistake is done by agent in filling form. But process is done right which is necessary for second policy like ECG report and all that.

my query is,Is this valid ground for reject claim by lic. and i want some case law reference of judgment of supreme court or NCDRC which defending policy holder.
Can any expert help me ? i will very thankful to you.

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Sudhir Kumar, Advocate (Expert) 01 October 2013
insurance agents on greed of quick commission always misguide about hiding previous policies etc.

Full facts are needed to see if the rejection is justified or not.

Rajendra K Goyal (Expert) 01 October 2013
Show all documents to your lawyer and consult.

Adesh Agrawal (Querist) 01 October 2013
dear Sudhir sir

i had already mentioned all facts of the case

Adesh Agrawal (Querist) 01 October 2013
both life policies are taken from same agent, same branch of lic

Rajendra K Goyal (Expert) 02 October 2013
In the second policy it should have been disclosed by you, Full policy terms rejection letter and all other corresponding evidences are to be seen. Consult a local lawyer.

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