Repudiation of a Vehicle Insurance Claim

Querist : Anonymous (Querist) 17 February 2010 This query is : Resolved
The Driver of the vehicle was holding both a fake and also an original Driving license but unfortunately the fake license was submitted with the Insurance Claim and the Insurance Co. has repudiated the claim. Later on submission of the original license the Insurance Co. is repudiating the claim again saying that as per Motor Vehicle Act "no driver can possess 02 license at the same time". Please help.

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Parveen Kr. Aggarwal (Expert) 17 February 2010
Yes. A driver cannot hold two driving licences at the same time. It is an offence to have a fake driving licence and the insurance company can launch prosecution against the driver. However, the insurance company cannot deny its liability when the driver is holding a valid driving licence.

Khaleel Ahmed Mohammed (Expert) 18 February 2010
I agree with Ms.Parveen.

Guest (Expert) 18 February 2010
i agree

Kumar Thadhani (Expert) 22 February 2010
I agree with all of you experts.

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