Damage suit

KRISHAN SHARMA (Querist) 15 October 2023 This query is : Resolved
I am transport company owner.i have insured the goods at the Tim of transport travel.but the goods were damaged due to rain.the goods owner have received me for damages certificate regarding the claim for insurance company.the goods owner also insured the goods at the Tim for booking. He received the claim payment for insurance company.the insurance company field us our company recovery suit for behalf of goods owner to subrogation letter through.can I give the payment for insurance company. Yah my insurance company pay the claim for at tim I goods were insured to travel tim.

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Quick Summary

As a transport company owner, you're facing a recovery suit from an insurance company after goods you transported were damaged by rain. The goods owner had insured the goods and received a claim payment. The insurance company is now pursuing your company through subrogation. While you may need to comply with a court order to pay, you might also have your own insurance claim for your vehicle.

T. Kalaiselvan, Advocate (Expert) 19 October 2023
If the insurance company has an order from court directing you to pay the insurance compensation amount then you may have to oblige or comply with the court order.
However you also can claim insurance compensation since your vehicle is also covered by an insurance in this regard.
But that is different to this.

P. Venu (Expert) 31 October 2023
The facts, as posted, lack clarity.

Anyhow, were you a party to the proceedings?

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