A homeowner is seeking legal advice as their builder has failed to initiate society formation four years after promising it would happen after two years of advance maintenance payments. The builder is also increasing maintenance charges despite providing substandard services and failing to deliver promised amenities. The homeowner has repeatedly requested financial statements, which have been withheld. Advice suggests complaining to the Deputy Registrar of Cooperative Housing Societies and RERA, and pursuing voluntary society deemed conveyance.