gk
26 February 2025 at 15:03
Respected Sir/Madam,
Pranam!
My cousin sister's husband Mr.Nath (employee, private co) purchased a flat through a housing loan company for 18 years repayment term. Loan sanctioned for 44 lakhs and the balance amt will be paid by Mr. Nath.
Sale agreement by the purchaser & Builder has been made and registered the same in 2022, MR. Nath and Mrs. Nath (housewife) are joint allottees of the property as per this registered sale agreement.
With reference to the sale agreement, housing loan co loan agreement has been prepared for the above 44 lakhs and sanctioned to both allottees Mr. Nath & Mrs. Nath. In other words, Mrs. Nath is a coborrower as per this agreement.
Approximately 26 lakhs rupees granted by loan co and the same has been paid to the builder. In September 2024, unfortunately Mr. Nath is died and afterwards they have not paid any dues to the builder. Since Mrs. Nath is a housewife, Housing co is not interested to continue the loan. And Mrs. Nath also not in a position to take this big EMI burden in future. Builder will be started the formalities of handing over the possession by next week or in the month March 25.
So Mrs.Nath decided to close the housing loan by repaying the amount sanctioned with interest terms set by them. It is around 30 lakhs. Housing loan Co is informed us that they do not have any problem to close the loan since Mrs. Nath is a joint allottee and coborrower. Since the first allottee is died, they can be process the closing protocols to be closed by the joint allottee.
Once the repayment of 30 lakhs been paid to the housing loan co, they will close the loan and return back the original sale agreement of the flat (which is kept by the Housing loan co as per their protocols)
After getting the above original sale agreement, the next part is to pay the balance due to the builder which is approximately 14 lakhs. Builder is informed us, if Mrs. Nath can pay this 14 lakhs, they will give the possession to Mrs. Nath and the flat also can be registered in her name - they mean, in the name of Mrs. Nath.
We have got the legal heirship certificate of Mr. Nath in which,
1) Mrs. Nath wife 38 yrs,
2) Master Nath, son of Mr.Nath 5 yrs and
3) Mrs. Amma, mother of Mr.Nath 70 yrs
are the legal heirs.
Now the query is:
After getting the possession and registered the flat in her name - whether Mrs Nath will encounter any issues to sell the flat to anyone as per her wishes, in future? I mean, any obstacles may face on legal points of view. Especially with reference to the legal heirship certificate mentioned above.
Please advise me.
Regards
GK
Anonymous
26 February 2025 at 08:36
(1) certified copy of deposition recorded by sub Divisional Magistrate under section 145 cr p c is not admissible in civil suit .
(2) certified copy of marked exhibited document in 145 Code of Criminal Procedure is not admissible in civil suit
Anonymous
25 February 2025 at 16:30
Hi
if the GPA owner die and he had done the will to his wife name before death, then is she is legally acceptable.
is the old property owner can show any type of rights in this property.
bratcher wanda
25 February 2025 at 16:12
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Alfesaani.
24 February 2025 at 00:10
Hello.
My question: My address in my gas connection card is incomplete, and to correct it the gas agency wants a document containing the complete address.For that purpose, I have my deceased father's sale deed(containing the full address)for the house where I live and which I want to use as my address. Can I use my deceased father's sale deed as proof of the full address for correcting the address on my gas card( the gas agency is willing to accept it as proof)? And can I then use the gas card as address proof for my passport?
Thanks in advance.
Jatinder Jindal
23 February 2025 at 13:09
a great concern regarding the construction of a wall by the Indian Railways at a Railway Station, which is adversely impacting numerous local industries in the region.
The construction of this wall, which is being erected in front of several factories located near the railway station, is causing a major disruption. There are around 20-22 factories in this area that rely heavily on transportation via the railway tracks for the smooth functioning of their operations. The tracks serve as a vital link for the transportation of raw materials and finished goods. The proposed wall is obstructing the easy access to the railway network, which is essential for the continuation of these industrial activities.
how can we stop it as it will destroy our business
Anonymous
22 February 2025 at 10:15
My mother is working as a B.T. Assistant teacher (Group B post) in Government school. My father is working as a B.T. Assistant in Government aided school.whether my father working in Government aided school will be considered as directly recruited Group B officer(Government employee/servant).
As per OBC guidelines if both the parents are directly recruited Group B officers then OBC reservation is not applicable for them.
Whether I am eligible for OBC reservation.please clarify me.
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Release deed
in family if property belongs to wife name 100 and if she is deceased in release deed if father leave his share to children is stampduty chargeable in release deed