Dear Sir,
My father took 5 lakhs from a money lender though he claims he is not money lender (We are from AP, Nellore dt). Interest is Rs 2 for Rs 100 per month. So total amount would be Rs 8.6 lakhs after three years with interest of 3.6 lakhs and pricinipal of Rs 5 lakhs. Promissory note was signed on aug 20, 2014. Money lender has a habit of giving monthly chits reg interest amount to be paid. My father took the chit and had paid monthly Rs 12500 towards interest for 3 years. My dad claims he has paid 3.6 lakhs through out 3 years as interest and retains chits given by money lender. Rs 60k was paid up again in 2016 as interest.
Now recently at the verge of loan agreement will expire by 3rd year on Aug 20th, Money lender gave cooked up calculation infront of another person who is chitfund operator in my town and took signature from my father on plain white paper and wrote 7.6 lakhs amount as outstanding amount that needs to be paid May 25th,2017. But as per interest paid and chit given by money lender outstanding amount should be only 5 lakhs and he is taking advantage of interests paid in cash in hand.
Money lender is claiming he hasnt received any amount towards interest all these years. My father is just 10th pass and has no interest calculation knowledge at all. Out of compulsion by both parties, my father signer on plain white paper and money lender wrote Rs 7.6 lakhs to be repaid. Chitfund person said he will be witness and took the signed paper. Later gave the signed paper to money lender.
There are other mediators on both sides who had discussions previously with both the parties and after checking all details, they said to money lender debt has been repaid already and for that matter they paid 9.5 lakhs instead of 8.6 lakhs. Money lender agreed and left to return the documents but never came with document.
Money lendsers sons are now taking this in wrong direction along with their mom and threatening my brother. (Promisory note signed on aug 20th,2014 is expired as its beyond 3 years form the date of agreement entered into). But now money lender is balckmailing with white paper document my father signed ignorantly by force.
Money lender is now threatening my brother over phone on regular basis sending sms and whatsapp message with proofs of signed white paper showing 7.6 lakhs outstanding.They are hassaring my brother by threatening to beat him up when in town. money lender is saying he received bank deposit of rs 5 laksh from my father through bank transfer. My father paid this amount after we sold off our home.Money lender is saying we still need to pay rs 2.6 lakhs to them and as we are sons , we have to pay immediately. My brother has 3 lakhs chit amount kept for his wife operation with chitfund person. Now they are trying to grab my brothers amount wrongfully.
Pls let us know if the amount mentioned in plain white paper loan document to be repaid (7.6 laksh) which was signed by my father in the month of may month end 2017 . Whether this is a valid document and proof to court of law.
Can they place police compliant against my father and mother. Can we give place police compliant against them for this fraud and go legal against them. Pls help with advice on how to go about it. do we have to pay at any cost or can we fight back legally place police complaint against them.
Regards,
Rakesh
Dear Sir/Madam,
I have resigned from a Travel BPO on 22 Aug 17 as a Team Leader .
The company asked me to go on paid leave from 24th Aug 17 .I requested them to allow me to come to the office or relieve me so that I can join the other company as soon as possible.But they denied and asked me to wait till one month.
It was very humiliation for me as I was a loyal employee for more than 13 years and the way they behaved towards me was very pathetic.
I managed to record all the conversion with HR department as there was no written proof of granting paid leave from HR dept.
Apart from this ,There are various basis issues not provided by the company.
a) Though the toilets and water cooler are there on all the floors but for toilets and drinking water,The employee(females or males) has to take break ,its comes under their break timings which is one hour of total productivity hour(9 hours)of an employee .
If an employee exceeds the break timings half day salary is deducted from his salary.
Because of this urinary infections/stomach infections are common among all employees.
b) 4 days deductions of per day salary is there if an employee takes leave on any National holidays or Gazetted holidays or election days.The deduction mail sent to every employee one day before of the holiday.
c) 2 to 3 days salary will be deducted If an employee takes unapproved leaves on normal days.
d) Due to cost cutting ,Proper lights are not provided during the working hours between 0600 pm to 0600 am.
Only half of the lights are provided to the employees during night shifts due to cost cutting.Most of the employees has health issues related to eyes.
e) Gym is provided but they charge Rs.500 if anybody uses it.
f) During Night they charge Rs.4500 for dropping any employees(female or male) who avails companies cab facilities.
All the things are there on my official email but they are not allowing me to get inside the premises.
Due to fear of losing the job I never complaint about this to the HR dept.as I am the only earning member in family.
Sir/Madam, Please advise what should I do as they are not picking up my calls and not replying to my mails also
Sincerely Yours,
Ramesh Nair
9818899204
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