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Ratna Kumar   21 October 2009 at 16:58

Personal loan time barred

One of my friends took a loan from a MNC Bank in 2000. That MNC bank was absorbed by another bank.Friend repaid nearly 50% of the principal amount through PDC.

Due to unemployment , he could not pay the same . After he got a job in 2002 , I paid some installments and last installment was paid on November 2003. No action was taken by a bank under 138 of NI. The PDC had been lapsed.

Now he is working in a company in Kerala whereas he family lives in Chennai.

Now , bank is traced his details tru job sites and started to give trouble asking him to pay the balance dues.

He told them that though the debt is time barred , he is ready to pay a sum on ethical grounds as a one time settlement.

The bank is threatening to file a case.

Is it possible to file a criminal case for the civil offense ( as this has been referred by Justice Raghupathy in 2008),

What is the remedy available to my friend?

Can any Chennai Lawyer wants to help him to come out of this issue?

Regards,

Kumar

Raja Rajeswari S   21 October 2009 at 16:22

Motor Insurance

A car which has proper insurance coverage was damaged due to the fall of tree over it by accident. But the inusrer refuses to the claim for the damages caused to the car. On what basis the coverage of insurance for a car is decided? what are the conditions to be satisfied to claim the damages?

Manish Kumar Gupta   21 October 2009 at 15:40

Penalty against electricity pole damage

Dear all,

Our company's driver damages a electricity pole and transfarmer five days before in saving a cattle on the road. There is not any FIR by villagers or electricity board till now.

Is there any provisions, so can villagers or electricity board can recover damages from us. If they can file any FIR now. What remedies avaiable to our company

Regards,
Manish

Suresh G .   21 October 2009 at 15:35

Patition Suit

a property("x") which is not included in the plaint schedule. but pointed out to be a joint family property in Written Statement. court feels that property ("x") is also a subject matter of the suit. Can the property be considered by the court suo motto for partition, without amending the plaint.

Anonymous   21 October 2009 at 15:35

Do i need to obtain a license for my pest control business ?

Am from chennai...do i need to register this ? whom should i contact ? how much will it cost me? do i need to obtain a service tax number ? ...pls help

Suresh G .   21 October 2009 at 15:29

succession

a christian man married a christian lady(first wife) and got 5 children. after death of first wife he remarried another christian lady (second wife) and got 12 children. now husband died 2nd wife also died. How will the property in the name of 1st wife be apportioned. to be more specific what share will the 2nd wife's 12 children get.

Anonymous   21 October 2009 at 15:27

Do i need to register my business unit ?

am a real estate agent from chennai , recently i have opened a realty agency office...do i need to register this ? do i need to obtain a sales tax number ? if yes, how much will it cost me ? whom should i contact ?

Himanshu   21 October 2009 at 14:45

Stamp duty on Confidentiality Agreement

The Confidentiality Agreement to be executed in Mumbai. Please advice what will be the stamp duty Rs.100/- or Rs.300/-.

Anonymous   21 October 2009 at 14:42

regarding document grabbing and land grabbing

Respected sir,

1.My father got a land in a village and have proerly registered it in his name .
2. we gave power to a frauderster named deva and also the original document.
3.we have cancelled the power of attorney now.
4.fraudster Deva hasnt used the power, but he has cruelly plotted with another person to created forged document before the year our father bought the land.
5.fraudster on repeated request not giving our documnet back .
5.please help us get back our document and also how to create a Settlemet deed in our name
6.Ec details shows land being sold by those fraudster to other company.
7. how to deal this situation

SANDEEP BAWEJA   21 October 2009 at 14:39

44AF

WHAT IS THE LAST DATE OF FILING THE RETURN OF ASSESSEE WHOSE BOOKS ARE AUDITED U/S 44AF (PROFIT IS LESS THAN 5 %)



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