Anonymous
19 July 2010 at 20:20
Oue entity is in the Project Stage.On account of non-compliance of the terms and conditions of a contract,the Bank Guarantee given by the contractor was invoked by us.Can we reduce this amount from the project cost? The matter is subjudice.
Rajneesh Madhok
16 July 2010 at 22:30
----- Original Message -----
From: rajneesh madhok
To: nj.singh@hdfcbank.com
Cc: talktous@hdfcbank.com
Sent: Friday, July 16, 2010 10:13 PM
Subject: Request to reverse Service charges, Unfair trade practices as well as deficiency in service by HDFC Bank
To July 16, 2010
The Nodal Officer,
HDFC Bank
HDFC Bank Ltd, Bank House, 28, Industrial Area, Phase I, Chandigarh.
Tel : 0172 -3924866
Fax : 0172- 3924997
RIM : 9357276024
Email : nj.singh@hdfcbank.com
Subject:
1. Request to Reverse Rs 827=25 charged in Student’s Saving Bank Account. No. 0551000126829
2. UNFAIR TRADE PRACTICES AS WELL AS DEFICIENCY IN SERVICE BY HDFC BANK
Dear Sir,
General:
I am the old customer of HDFC Bank and has been maintaining the account from the last four years. I have full faith and the working of HDFC Bank but due to living and studying in the same town, I don’t need banking facility. So, kindly close my Saving Bank Account No. 0551000126829 after reversing the amount charged in my above –mentioned Saving Account.
Grounds For Appeal:
I hereby appeal to you to please credit the amount of Rs 827=25 debited in Student’s saving account.
Sir, as I am a student and has not maintained my QAB in my Savings Account according to the revised rule framed by HDFC Bank, and secondly HDFC has not sent me the notice of approval as per the guidelines of RBI that there is such and such changes in the Savings Account maintenance.
That Being a student I have no source of income and as the Bank should have provided the No Frills account to me.
That today I had gone to the Branch of HDFC, Phagwara and contacted Madam Miss Kaveri Bedi and handed over the application to her for perusal of the case. She had promised to get the application forwarded to the concerned office and the amount will be credited in my account till Tuesday.
That HDFC Bank should have served proper notice before deducting amount from her Saving Account. The Bank has a duty to send a intimation regarding the change in Saving Deposit rules and regarding the Non deposit of this much amount then the charges @ this amount will be deducted from the customer’s account. HDFC Bank has not followed any rules in my case and committed breach of trust and also deficiency in service.
The bank cannot debit the accounts of the Complainants either uilaterally or contrary to the instructions of the Complainant/ RBI.
HDFC Bank in total disregard to the Reserve Bank of India’s guidelines and Banking practice and without any negotiations with the complainant has debited the Saving Bank Account to the tune of Rs 827=25.
Prayer:
It is prayed to yourgoodself for a direction directing the HDFC Bank Phagwara branch to credit Rs 827=25 in complainant’s account.
Thanking you,
Yours faithfully,
Akankasha Madhok
D/o Sh. Rajneesh Madhok, B-xxx/63, Nehru Nagar, St. No. 2, Railway Road,
Phagwara-144401 (Pb) Ph: 01824-262569, 268210 (R), 94173-06415, 94173-06410.
Tele-fax: 01824-262569 ; E-mail: rmdhok_pgm@bsnl.in; rajneesh_madhok@yahoo.com
=========================================
HDFC Bank has enhanced minimum balance to be maintained in savings Account from Rs. 5,000 to Rs 10,000/-
Kindly suggest the solution to the above-mentioned problem.
Anonymous
16 July 2010 at 15:06
sir this is kunal. i am a businessman. before sometime i borrowed some money from one of my friend on 10% per month interest and given him postdated cheques. In time i returned him money in cash but that time he was not having cheques and he promised me to give cheque later..after sometime our realtion gonaa spoiled and in TASAN he bounced that cheque..now he is threating me to suit a case..now it is 15 days passed after cheque bounced..what can i do to safe guard myself sir..
saquib
16 July 2010 at 12:25
Dear All,
1. Whether Insertion of Non Compete in the Agreement for not can be possible by inserting a specific time Limit?
2. If yes then up to what Limit we can enforce the Non-Compete clause?
3. If No then what should be the recourse for the Party Sufferring the Loss? (If the Loss under Non- Compete Clause is not covered in Agreement)
4. Is there any Judgement of SC or HC regarding - "Non- Compete Clause is illegal" in Agreement?
Kindly reply ASAP.
Thanks & Regards,
Saquib
Mumbai
Anonymous
15 July 2010 at 18:59
Banker has returned the cheque with instructions to present it again. wheather it is bouncing of cheque and the the Bank is liable for damages. Any case law in support of the bank.
I have to protect the banker in a law suit on the plea that the return of the cheque for presentation again is not the bouncing of the cheque and the Bank is not liable to the damages on this count
Anonymous
15 July 2010 at 18:40
Now that all Forms relating to Company Formation are filed electronically, is there a need for physical submission of MOA & AOA at ROC and vetting thereof even though these are required to be attached to eForm 1?
tipu sultan khadim
15 July 2010 at 09:09
we are three friends opening a transport business what type of deal we should make that we can not cheat each other.
Anonymous
13 July 2010 at 17:51
Respected Expert
I want to establish an outsourcing agencey for job placement. Will you pls guide me how can I establish outsourcing agency and what documents are required.
Shashikant Madkaiker
11 July 2010 at 00:07
Dear Sir,
What is the last date for the filing of ROC returns (23AC,23ACA and 20B ).Is it end July ?
Rgds
Shashikant
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Cheque Bounce
I had sold stock worth rupees 23500/- to a shopkeeper(provision stores) here in pune.
He has give me cheques that have now bounced and he is creating problems by showing his inability to pay.
what can i do to recover my dues, please advise.