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SYED MAHABOOB BASHA   13 December 2010 at 14:48

minutes book

Sir,

How to write minutes book, is there any

format of minutes for a welfare association ?


Thanks


S M Basha

sushil kumar   13 December 2010 at 10:01

LLB from correspondance

Dear Experts,
may you please suggest any university (approved by UGC and Bar Councils) for conducting LLB through distance learning for general candidates.
Thanks.
Sushil Kumar
sushil

VISHAL KUMAR CHOUDHARY   12 December 2010 at 04:52

computation of total no. of director u/s 255 & 256

whether director appointed as nominee by the financial institution like ICICI,etc. and small shareholders director be included in total no. of directors eligible for retirement u/s 256

RAJ KUMAR   11 December 2010 at 12:12

KYC NORMS

Two Call Deposits Receipts one of Rs.5.00 Lacs & other of Rs.10.00 Lacs were issued on "Govt Deptt. –A/c XYZ". But these Call Deposits were issued to debit of a third party - ABC to favour XYZ with cheque favouring ‘Yourselves’.

The account debited is of known customer with all KYC compliance and call deposit is in favour of a Govt Department. Whether this transaction violates any KYC Norms? If yes please clarify.


IF ANY CLARIFICATION REGARDING THE NON-COMPLIANCE OF KYC NORMS IN THE TRANSACTION WHEREFROM LEGALLY WE CAN ENQUIRE AUTHENTICALLY BY RTI APPLICATION OR OTHERWISE.

Ravi Mishra   10 December 2010 at 20:40

gazette Notification No.40/89 Stamps F. No 33/13/89-51 dated 1st august '89'

Can this Govt. of India notification can be made available?

Kindly provide a copy of the same.

Thanks

asifa butt   10 December 2010 at 11:18

liabilities of directors after merger

can a creditor sue the directors of a company which is merged into another for their personal guarantee. after merger directors are not working as director of new company bt are shareholder only?

asifa butt   10 December 2010 at 11:15

release and discharge of guarantee

what is the difference between discharge and release of guarantee?any statutory as well as case law defining and differentiating both?

Anonymous   09 December 2010 at 10:39

Credit Card

Dear Sir,
I have a joint account with my father in ICICI Bank.
Bank has deducted certain amount from said joint account showing the amount was due from my father for his alleged credit card dues.
My question is whether bank can do so as I am not a party to the said alleged credit card,more so is'nt it the duty of the bank to approach my father for his default, if any ,and not to penalise me.
Thanks in advance.

Kumar Doab   08 December 2010 at 22:15

Credit Card Harassment

Dear Sir,
Kindly advice.
X was SBI customer and was approached for issue of SBI card at Delhi as life time free card.
In first bill joining charges and first year fee was charged. X protested and fee was reversed in subsequent bills.
X was not receiving original bills and required original bills due to AML guidelines and his company demanded that use of card for company purpose must be mentioned in reimbursements form and original bill can be asked for. X used to call SBI card helpline well in advance each month before due date to supply the original bill but the response was original bill has been sent and duplicate is being sent.
X asked the company to be reasonable and that their responsibility is not over till the bill is supplied to him and asked to supply the bill by registered post.
Later company started claiming original/duplicate bill has been sent by regd. Post/courier and even gave fake receipt/airway bill numbers on phone and declined to supply the copy of receipt/airway bill/POD. After this company helpline started stating bill was not sent by regd. Post/courier and was sent by ordinary post.
X protested and told he shall pay after the receipt of original bill only. Company started threatening calls. X changed his mobile number, but did not give it to company. X shifted from Delhi to another station twice and updated his address in company records.
Company was levying all kind of charges e.g GST,late payment charges, interest, finance charges etc.
Company sent photocopy of some bills but not all. X demanded either the photocopies be authenticated by seal and signature of competent person or original bills be supplied.
Company sent unsigned apology letters and some duplicate billsbut not all on original bill stationary. X visited SBI card officer sitting in State Bank of India and Manager of State Bank of India in charge of sale and service of cards, and represented to Area Sales Manager of SBI cards and SBI card helpline executive,Supervisors,senior managers.but they did not supply pending original bills and did not reverse charges.
Later they closed card and reported X as defaulter in CIBIL and are sending unsigned computer generated letter threatening legal action and stating X shall not be able to take loans .And there are threatening calls, although X has not given his new mobile number to company.
As per copy of card issue form X has not signed any clause that matter can be put up to arbitration court. However on the web site in terms and conditions has mentioned only arbitrator shall decide the matter his seat shall be Delhi only and his decision shall be final. Is it possible?
X lodged complaint as per LCI format of complaint " Credit card notice"
Kindly advice what should be the next step.

sanjiv batra   08 December 2010 at 12:59

CONDITIONS OF WARANTY

1. WE ARE MANUFACTURER OF T.V. AND RADIOS.

2. WE DELIVER WARRANTY CARD ALONG WITH SALE OF OUR T.V.AND IT IS CLEARLY MENTIONED IN OUR WARRANTY CARD ITSELF THAT THERE WILL BE NO LIABILITY FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGE OR RESULTING LIABILITY, DAMAGES OR LOSS ARISING DIRECTLY OR INDIRECTLY OUT OF ANY DEFECT IN PERFORMANCE OF THE PRODUCT.

3. WE FEEL THAT THIS ABSOLVES US OF OUR LIABILITY FOR CONSEQUENTIAL DAMAGES.

4. WE DO NOT DELIVER ANY WARRANTY CARD ALONG WITH SALE OF RADIOS. DOES IT MEAN THAT WE ARE LIABLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGE OR RESULTING LIABILITY, DAMAGES OR LOSS ARISING DIRECTLY OR INDIRECTLY OUT OF ANY DEFECT IN PERFORMANCE OF THE PRODUCT

5. PLEASE CLARIFY AND EXPLAIN.