Sumit Aggarwal
12 May 2015 at 15:28
My client took a Loan against property from NBFC (Private Finance Company) for 10 years (120 months equal monthly installments) total Loan amt 20 Lac.
My client took loan 8 years back and his installments are going on time without any default.
My client contacted the NBFC to know the current Principal outstanding. My client was shocked to know the current principal outstanding is 17.5 Lac.
My client asked NBFC that after 8 years the principal amount should be much lower than this because he is making timely payment.
NBFC told him that the Loan was sanctioned on floating rate and as & when the rate increases or changes they increase the tenure of loan instead of Loan Amount. NBFC is also charging Insurance Premium from the installment and I never asked them for any House insurance from NBFC.
Now, the NBFC has changed the tenure to 25 years therefore principal outstanding is this.
Kindly let me know.. what to do in this situation. Presently the intrest rate is less even than they are still charging 17.25% per annum.
where to write the complaint against the NBFC and how my client can get the relief by the incriment in tenure of loan by NBFC. Please let me know the correct remedy of all this.
Jayesh J Mehta
12 May 2015 at 05:05
Do i have to obtain licence under Drugs and Cosmetics act to manufacture HOME MADE SOAPS
Does "Bathing Bar" Soaps which is performance base soap require any licence from Drugs and Cosmetics Act.
"Toilet Soaps" are ingredient based soap and they require licence under "Drugs and Cosmetics Act" But does "Bathing Bar" have the same requirement ???
P Venu Gopal
11 May 2015 at 13:38
Could you please guide me whether the village sarpanch in andhra pradesh have any clear-cut judicial powers.
I think in Bihar, the sarpanch order will enjoy full legality, and an appeal against such orders could be made at district courts.
Do they have any powers to recommend to issue right of record of a land to the occupancy, which is in his possession for more than 50 years???
rohitpaul_44@yahoo.com
11 May 2015 at 11:41
On 5th May 2015 while driving car to my home A man suddenly came in front of my car while crossing the road and got hit by it..I took him to a nearby hospital as he had head injury but no fracture..someone informed the police I told the hospital I will pay for his treatment The police could not find any document or mobile which could tell where he lives or something about his relatives The second day I shifted him to govt hospital Gzb and took care of him night and day so he could get well soon.The car was taken to the police station and is still there.The man told me that he doesnt want to file any complaint as he is a stranger in delhi and knows no one .He wants to have a small amount of money and ticket so he could go home.I asked the SI to record his statement he says yes yes we will go but doesnt go I offered him money then still he is thinking if he should go or not? NO FIR has been filed and i was not even arrested ..first i want to know how to take my car out of the police station..if i go to court the lawyers says police may then file an FIR to save their skin ..I dont know what to do
Plss guide me so the matter is closed forever
kishore
10 May 2015 at 17:40
Sir my girl friend father sended me private notice to me by registered post /email ..he sended me notice tat I should reply him with in 15 days ...actually I don't have relation ship with him ...in any issue ... But in notice he made false allegations ...is it compulsory to reply to his notice /or not ...
pankajsoni
10 May 2015 at 12:35
I want to get arm license in alwar Rajasthan
What is the procedure ?
Pls tell me.
Ritesh Rathod
10 May 2015 at 12:34
Dear Sir, I am stay at Talod, Gujarat in my village i have 1 shop near the public road, few day before i receive notice from panchayat without any authenticate sign on it, Near to my shop there are 5 more shop. A notice state that kindly take off your shop due to panchayat planning to make road. in my village totally 30 shopkeeper receive the notice out of this 30 only 5 shop along with me destroyed by panhayt. we shopkeeper reply to the notice that when construction of road take place we shift our shop, without considering our reply notice panchayat people destroy our shop. can we have any resource or remedy available in the eye of law.
We have only source of income is that shop.
Thanks & Regard
Ritesh rathod
Ashokkumar
10 May 2015 at 11:45
What are the customs rules for Export of small quantity ofSilver tableware from India and Import of the same in US, as personal baggage of Indian Resident on a short visit?
Thanks
jyoti
10 May 2015 at 11:13
I am an official of a Bank. I had asked for information on
i) Whether such LOC was opened on this date and whether adequate margin were taken?
ii) If adequate margin were not taken, whether irregularity report was put up?
The CPIO has denied information on the ground of section 8(1-d)
I a an affected party bcz explanation has been issued in a similar case in respect of another A/c while no explanation in this case
© 2026 LAWyersclubindia.com. Let us grow stronger by mutual exchange of knowledge.
Building plan approval
I have given a application for building plan approval of commercial shops to municipal commisioner. he has asked to me legal heir certificate by notary & family member certificate by thasildhar.he has sent a notice to me for these said particulars. I have all ready attached title deed & old municipal asst tax & blue print plan & plan fees paid also. I have gone to high court of AP. Court has given order favour of me. Court said those certificate are unnecessary of ap municipal act .now he has been pending my plan. He is favour of my opponent party ..now how i can get sanction order.plz suggest to me sir