K.Saikumar
20 October 2015 at 22:38
Dear Sirs,
My brother is guarantor for loan taken by his business collegues, willingly they were defaulting repayment of interest and principle. The money lender is forcing my brother to repay the money with pending interest payments. Loan amount Rs.5lakhs total due interest is 3lakhs. Interest @4% PM. What is the legal option to recover the money from borrower.
My brother is real estate agent his monthly income is around 12000pm, he doesnt have any assets on his name.
hamid tabrez
20 October 2015 at 22:16
I purchased a Philips 42"LCD in Oct 2012 in which I got 3 years warranty, in which company has given 1 year full warranty and 2years labour warranty.
This set of TV has got issue with its power supply boards and in last 3years this set has been operated 3 times for the same issue with the same board.
I lodged a complain at Philips customer care on 14-09-2015 regarding the issue and asked the company to replace the TV set as this set has got issue with the same board after each 10-12 months,but they refused to replace my TV set.
Kindly advice what to do on this issue, I am totally frustrated.
Thanks and regards
Hamid Tabrez
Ashish
20 October 2015 at 15:42
Can fir be filed under section 31 of insecticide act? If no, then if the police have filed a fir then can the court quash the proceedings which were initiated on the basis of FIR
K.Saikumar
20 October 2015 at 10:35
Dear Sirs.
My name is K.Saikumar. My brother is a real estate agent, he stands as a surety for his real estate collegues for Rs.10lakhs@ 3%pm. Now due to slow down in real estate in Hyderabad, their business is not running last 1 year they paid interest on time, now interest payment is irregular. Now the money lendor is forcing my brother to repay full amount. This money lendor is known to us last 15years and he also runs chitfund (unregistered) and we have chitd worth Rs.5lakhs. The money lendor is harassing my brother for full payment on daily basis over phone. Kindly suggest wayforward in case his friends defaults, what is the legal liability for my brother as surety. Thanks .... K.Saikumar
gursirat sidhu
20 October 2015 at 09:13
Respected Sir/Mam
I Gursirat Sidhu, associate in an International Five Star hotel in India itself.
Yesterday while I was on duty I was carrying plates from the back area of the restaurant and suddenly my foot slipped off.
7-8 plates broke off which I was carrying and my right hand got 4 cuts, I got a hip side injury and there is severe pain in my elbow joint aswell.
Hotel didn't provided me with the medical aid till yet.
I just wanted to know that is hotel liable to provide medical aid and bear all the medical expenses.
I am staying 1200kms far away from my family and no one is here to take care of me.
I shall be very thankful to the entire team in assisting me out.
Regards
Gursirat Sidhu.
Anonymous
19 October 2015 at 23:05
I had filled a case in consumer forum and I had concrete voice recording evidence against opposite party in cd, my concern is that can I use cd as evidence in court in person as I don't have any advocate and will judges listen to it and consider it
SHARAD CHANDRA DANEJ
19 October 2015 at 16:13
I am a law graduate of 1979. I am 66 yrs old. Retd from a bank in 2010. Now I want to register with bar council in Mumbai. Can somebody tell me if I have to pay disincentive charges too besides the required registration fee. After retirement I did not take up any job.
bharat garg
19 October 2015 at 15:22
Dear Sir/Maám,
I've worked as a recovery agent for Central Bank of India for the year 14-15.Not a single penny has been paid to me for my services. The agreed commission ratio was of 4% of the recovered amount.
I was even given an apreciation letter from the bank for excellent recovery, but when I approached the bank(Bank manager, RO, ZO, Head office)through email correspondance & persoal meeting for the comission I was asked to produce 1.) Letter of Appointment 2.) List of accounts assigned 3.) List of accounts in which recovery has been done.
I was the recovery agent and had a field work to do, to go and knock the doors of the NPA account holders and defaulters. I repeatedly went to all those whose list had been assigned to me.
According to me, It's the bank's duty to let me know who has deposited the amount from the list assigned to me.I was told once hat I've recovered 1.50 croroe approx commission to which amounts to 6 lacs.
No appointment letter has ever issued to me for the post of a recovery agent but on the contrary a letter for the post of BF (Business Facilitator)has been issued for me by the bank manager to the RO for their consent in this respect of which I've a xerox.
I was simply asked to do the recovery for the bank and the bank manager assured me to leave the rest on the bank.I was even asked for the police verification in this regard. The bank manager himself wote on the bank's letter head to my area police station to provide a verification of me, and which was done by the respective police station.
I've made repeated complaints in this regard to the Regional office, to the chairman of the bank, Zonal office and showed them all the papers I've with me but all in vain. I've sent a legal notice to the bank for the same and I was assured by the RO that I would not need to go to the court and they will solve the matter within two days. It's been a month and nothing so far has come from them. They are not even replying to emails now.
I would like to know that how can a bank issue a letter of appreciation for recovery without appointing the person. I was said I've been appointed, I trusted the bank as I was unaware of all the technicalities regarding the appointment.
Now I am seeking experts opinion on this as where to approach now for complaint. Should I go for the civil suit or is it a matter of consumer court. Secondly, Can I complaint to the RBI, Banking Ombudsman, CVC and other government agencies for the same.
sandeep
18 October 2015 at 12:37
One of the member is taking possession in 2001 and society make him member in 2003 member is refuse to pay to society because society not making him register member now society can recover the maintenance in 2015 from period 2001 to 2003 under which mcs section. Member pay the maintenance regularly after 2003 to till date. Also society get interest on that outstanding amount
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Buffalo shelter in a residential colony
Is it legally permissible to construct a permanent structure in an unauthorised residential colony in Delhi to keep a buffalo and its calf for the purpose of selling its milk to local residents ? The dung and urine have blogged the drains in the colony and the rotting dung emits a foul smell and is a good breeding ground for mosquitoes. The Municipal Corporation of Delhi and the local RWA is ineffective. The residents prefer to keep quiet so as to avoid any confrontation with the buffalo-owner, who is a defiant and aggressive man.Can the Dy.Commissioner or Sub-Divisional Magistrate of the area be of any help ? Or what other options do I have ? Also how can I keep myself and my complaint anonymous. Kindly advise.