bonojit ukil
27 October 2015 at 17:39
Dear Experts,
Please advice,
1). legal position of a lender, who collects Title document (eg Sale Deed), from a borrower, as a collateral security/ additional security, but not under equitable mortgage for a business loan)
2). legal position of a lender (NBFC),"when the Sale deed is marked by "COURT STAMP", with noting, eg, for BAIL/ or STOOD AS A GUARANTOR (document is collected as collateral security)
Dushyant Krishnamurthy
27 October 2015 at 13:28
If an arbitration award has been passed by a district court in delhi, will the application to repeal against it passed in a court in Bangalore be permissible or not?
Sreenivasa Rao. S.
27 October 2015 at 12:57
Dear Sir,
All your suggestions are excellent.One my friend stood as a guarantor
at OBC, Ameerpet branch, Hyderabad, to a firm who availed a CC loan of
Rs.60.00 Lacks, the guarantor has mortgaged his flat value Rs.25.00
lacks along with borrower flat value Rs.18.00 lacks.The account became
NPA in 2013. The OBC officials has started sending notices both, and
filed a case against both at DRT, Hyderabad.At Lok Adalat we requested
to settle for Rs.35.00 Lacks which they have not accepted and final
settled for Rs.43.00 lacks. The judgment was in favor of Bank, they
obtained an order to take physical position of both the properties
through advocate commissioner appointed by the Honorable Court and
published in paper for auction scheduled on 15th October,2015. As a
guarantor we again requested the Branch Manager who asked us to see
the Regional Head.The AGM at Regional Office has not cared to talk
with us.He shouted on us and asked to go out if we dont pay Rs.40.00
Lacks on 30th September,2015 since it is Half Yearly closing day.We
were ready to pay Rs.20.00 Lacks on 30th and balance Rs.18.00 before
action date subject to their OTS letter.They refused.We have no other
option to stop stop the auction of guarantor flat we have appealed to
Honorable High Court for seeking relief of stay which has been
granted.After stay is granted we again approached the Regional Head to
consider our request for Rs.38.00 Lacks and the Regional Head has
considered for Rs.39.00 Lacks, which we have accepted subject to
condition against the OTS letter immediately the guarantor has to
remit Rs.25.00 Lacks and pre delivery of position of guarantor flat,
and balance Rs.14.00 Lacks within two months to release both the
documents, and asked us to submit letter to the branch manager for
recommendations to obtain permission from their Head Office.
When we approached the branch manager on the same auction day, he
refused to recommend and he will discuss on the second day. Next day
he informed us the flat of the main borrower offers were received and
he cannot consider our request, still we requested him to recommend
for Rs.39.00 Lacks, after deduction of the offer received for the main
borrowers asset, we will pay the balance in a single payment which is
arriving to Rs.23.00 lacks, he has not accepted and demanded to pay
Rs.25.00 Lacks, like wise the Branch manager has troubled the
guarantor now who is on the road with wife and two children.One boy is suffering with brain tumor, he needs personal care of parents which is now not possible.
Please suggest us what kind of auction can we take on the Branch
Manager who troubled us for his own benifit,
S.Srinivas Rao.
9849930386
saddam
27 October 2015 at 12:49
hello everyone,
i am confuse in choosing ECR or ECNR category in passport. i have bachelor degree and i am indian ,my D.O.B is 15/08/1990.
please suggest me which category i will choose .
thanks
chandu
27 October 2015 at 04:13
Hello Experts,
I am studying in USA on F1 student visa, I would like to apply Visiting visa for my mother. My mother and father were living separately from past 25 years, they don't have any communication from then.
I grown up with my mother. Now i would like to apply visiting visa for my mother to come USA to visit me. In my mother's passport it was stated as married, with(spouse) my father's details.
While filling DS-160, for the option marital status i was confused with the options (Married,Legally Separated). How to tell the answer to visa officer, Could you please suggest which option do i need to select and proceed further.
Note : We obtained the passport by attaching some annexure obtained from the district collector signed (my mother signed before him as she is living separately from my father).
In passport printed as (married with details).
Please advice.
Thanks,
Chandu
RAMESH R (RAMU)
26 October 2015 at 13:31
Dear Sir, basically iam from Yadgir.KA but leaving in Bangalore, i was adopted son but no documents was processed at the time of adopting in 1991. it means elder brother son adopted by younger brother in same family. after they adopted me they got girl baby and now she is 16 years old, in my all academic and other Documents adopted father Name and Mother name is mentioned. now their mind set became different and they rise sum issues they send me back to my Own Family. now they are deleting my name from their all documents and so even i want to change father name and mother name in documents to my own FATHER AND MOTHER NAME in all academic documents and my ID and Address Proof...what is the procedure to do that and clear my headache..till now they did partiality while taking care..now iam suffering between Two Parents...
please help me to come out of this Problem....
Mukesh Kumar
26 October 2015 at 09:33
pls suggest any change which i could do in this ..i am planning to send notice to Den Broadband..and what is next step after this..
Den Broadband
In RE: Non – refund of payment made against broadband connection
Dear Sir,
This is to bring to your kind notice that I had subscribed from you broadband connection for a consideration of Rs 2840 paid in cash vide your CAF No. *********.
I have applied for broadband connection in the name of Mukesh Kumar (Mobile No. **********) on address *************************** Delhi – 1100** on 26th Aug’2015.CAF No. for my application is *********.I have requested you for cancellation of my request for broadband connection on account of overcharging from your executive and wrong commitment. I have reported the matter related to overcharging, refund of payment and wrong commitment to you several times (complaint no. IP363859 on 29th Aug’2015 and IR373631 on 2nd Sept’2015 through customer care call and two e-mail on 16th sept’2015 and 20th sept’2015 which I am attaching).In spite of all my pleadings you have not made any efforts to refund my money which is indeed regrettable and highly unbusiness like. Finally on 1st Oct ’2015 you replied on e-mail saying you could not able to contact me on my mobile number and asked for alternate number. This is strange and beyond any truth.Infact in all these days I was in calling from same number to your executive Abhay pleading to return my money.On 30th Sept’2015, just one day before receiving your e-mail your executive Yogesh Mishra called me from Mobile No. ********** and spoken me in intimidating language and dare me to do anything. Alternate number has already been provided to you on 2nd Sept’2015 through customer care call and on 16th Sept’2015 through e-mail which is just below my name. In all these days I was trying through various ways to have reply from you regarding refund but there was no reply from you.
On account of your aforesaid dereliction of duty and failure and neglect to rectify the same I have suffered losses and mental trauma. You are hereby finally called upon to
1) Return the money paid against broadband connection including overcharging of Rs 275/- (Total Amount Rs 2840).
2) Pay compensation for loss suffered due to your negligence in the sum of Rs 10,000/- within 30 days of the receipt of this notice.
Failing which I shall be constrained to initiate against you for redressal of my aforesaid grievances and recovery of the aforesaid amount such proceedings, both civil and criminal as are warranted by law, besides filing a complaint under the statutory provision of The Consumer Protection Act,1986 exclusively at your own risk,cost,responsibility and consequences which please note.
Place:
Dated: Signature
aananth
25 October 2015 at 17:11
Dear Expert
After compliment,
Is there any convention, protocol and other guidelines to deal with E-commerce & ICT (Information & Communication Technology) arbitraic disputes where muti-parties & jurisdictions are involved.? Grateful if provided information for applicable substantive & Procedural Law
Thanks in advance
Kind Regards
Raghu ponnala
25 October 2015 at 11:55
can you please suggest me good lawyer for my case in hyderabad india.
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Lender collecting sale deed as collateral security
Dear Experts,
Please advice,
1). legal position of a lender, who collects Title document (eg Sale Deed), from a borrower, as a collateral security/ additional security, but not under equitable mortgage for a business loan)
2). legal position of a lender,"when the Sale deed is marked by "COURT STAMP", with noting, eg, for BAIL/ or STOOD AS A GUARANTOR (document is collected as collateral security)