SRI SURESH
25 December 2015 at 00:42
Dear Sir/Madam, My name Suresh I have 2 son's. I adapted my 2nd son to my mother second brother. He has no children. However recently adoption deed was done but in the adoption deed mentioned my mother second brother and wife as guardian to my 2nd son. Is it really adoption deed or any litigation. In future any problem with my son. I asked to lawyer he said your son is not a major so I put a word as guardian . Kindly please advise and if it's any litigation how to resolve.
SABIR AHMED
23 December 2015 at 20:05
Dear Expert,
Could a particular bank attach/recover money legally from the saving account balance
held in any of the branch of the Bank for visa/Mastercard credit card outstanding of any other different issuing Bank?
Regards
Sabir
Ekta Maniyar
23 December 2015 at 17:45
Hi,
I would like to inquire that if a person is not able to pay a personal loan what steps can be taken by bank? Can bank misbehave with relatives of defaulter?
Actually, I am inquiring for one of my friend. He is actually facing a tough time financially. Before some years he took personal loans from 2 banks and now he is unable to pay it. Bank have found his entire family details from somewhere and they are torchering his daughter by giving a call at her employer's place.They are contacting his wife and misbehaving by using unprofessional language.
What can be done by him? Can anyone suggest a way out of this situation?
Will appreciate your suggestions.
Thanks & Regards,
kishorchandra p mehta
23 December 2015 at 17:44
Sir,
Due to lengthy time being taken by board of Nominees, if applicant and defendant agree to transfer the matter to Lok adalat, will it be possible ? If so, what is the formalities to be undergone.
Kindly guide me.
Thanks.
K.P.MEHTA
nitinsharma
23 December 2015 at 16:00
Dear Sir/mam,
I am a bank defaulter, I used a credit card and could not make payment of 25000/- due to some reason for few year. I was not having a job for more than 1.5year. Now I am working but running from bad financial situation.
I was getting frequently call from bank and I assured them that I will make payment but need some more time as I am running from bad financial situation at the moment.
Today in my absent they sent a policeman to my home for arresting me.
Can they arrest me or is there any process required to arrest.
Please let me know what is the process of arresting. Even I did not get any notification of court and anything else.
Looking forward your valuable response.
Thanks
PRAMOD KUMAR
23 December 2015 at 12:15
Dear Experts,
I seek your advise with following facts:
My son was born in November,1989 in Chennai.
The name in the birth certificate obtained then, is different from the school records.
I was advised that the name should be changed through Gazette Notification.
I am presently residing in Bangalore.
Can anyone please guide as to Name change Affidavit, Newspaper Publication has to be given in Chennai or it can be done in Bangalore where I am presently residing.
Also request for a format of the Affidavit.
Many Thanks in advance
Pramod
moosa
22 December 2015 at 22:54
sir,
KSFE LTD provide loan (against Chitty)to the non prized subscribers against security
As per the manual for NCL is to be charged only up to the 30th day from the date of the auction of the Chit
I have two tickets Rs 5 lacs and Rs 1 lac from which availed Rs 250000 and Rs 50000 respectively Total Rs 300000, against a house property security worth Rs 600000 for which a value fixed by KSFE Ltd
i have auctioned a ticket of Rs 5 lac @ Rs 375000.
For closing both the loan accounts only Rs 360000 was required
Future liability on the prized ticket was Rs 310000(Rs 5000 x 62 months)
Balance in prize Rs 15000 + eligibility on secured property Rs 300000 total Rs 315000 was sufficient security for the future liability
On bid they did not release my prize money.they asked for an additional security Rs 60000(future liability in the auctioned ticket Rs 310000+ my second loan Rs 50000 total future liability Rs 360000!)
It was a fabricated deficiency
It was possible for them to close the second loan with the balance amount or was possible to consider the amount as an additional security
If deficiency,as per rule mentioned in the gazette (or in variola or as per central act)KSFE will have to deposit my prize amount in a bank and will have to inform me.they have violated the rules
my prize amount did not carry any interest ksfe forfeited my prize amount towards the future liabilities of the prized ticket and issued RR on loan accounts
it is a clear violation of MOP and Gazette rules.
It is a day light robbery of KSFE Ltd with the Government support it is all difficult for the subscribers to proceed against the company
I have paid Rs 190000 as subscription and Rs 25000 as interest Total Rs 215000 and availed a loan of Rs 300000 Now as per RR I have to pay Rs 300000 + interest from the year 2003
My demand in CDRF,Calicut was to close my loan accounts and to accept Chitty installments
My case dismissed by CDRF and state commission. The Honourable courts didnt check the version filed by the Op or the details of accounts but considered false affidavit,which was entirely different from their version!
please let me know possibility of filing a criminal suit against them for submitting false affidavit(by Govt servant) during the court proceeding.
ktmoosa2015@gmail.com
ta
22 December 2015 at 21:24
My father became granter in an education loan in2007 now she completed her course n she did not pay loan n her father retired frm govt job who also signed the loan as first nominee nw we r getting cl frm bnk wat wuld i do suggest me
Satya Prakash Pandey
22 December 2015 at 20:53
Dear Sir
Very Happy Good Evening.
My name is Satya Prakash Pandey
I worked in a Airtel Gurgaon through the payroll of little company named MERCURIOUS ADVISORY SERVICED PVT LIMITED situated in Rohini Delhi.
I worked from June 2015 till October 2015.
As per their appointment letter there is 1 month notice period.
I resigned on 20th Oct and leave on 30th October.
I didn't received my salary for the October month and relieving letter
My current employer is asking for relieving letter forcely.
Now I am requesting for relieving letter.
Inspite of repeated attempts I am not getting any reply from their side.
When I called him, he completely declined the request.
If I will not get my relieving letter
I will loose my job.
One more thing , in appointment letter it is mentioned that 6 month will be on probation period.
So I was in probation period at that time when I resigned.
Please sugget ,
How I will get my relieving letter. What should I say to my current employer.
Is there any legal process. I am in too stress.
My mobile number 8860494155
Please suggest.
Will be grateful to you
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Querry related to full and final settlement.
Hi Everyone,
My comapny is not giving my full and final settelement amount as i left the organisation on 9th oct 2015 after serving one month notice period as per company norms and HR said that you will get your full and final amount after 45 days of last date i.e., till 25 nov max, but i havent received the amount. Company's HR is giving meaningless excuses for delay and not giving me the date on which i will get my amount. Need suggestion for that concern.
Thank you