AVI JAKHAR
23 October 2016 at 19:13
Motor vehicle act is different from the I.P.C .
1)Does mva come under the ipc?
2)If a person is fined by the court of law under mva (except for rash and negligent driving it is there in ipc) does that mean a penal action has been taken against him?
3)driving without a permit and drunk driving fines are paid after filing fir and late paid in the court .do they make me ineligible for bank exams,civils exam of for that matter any government job..
I am an ola driver currently pursuing by graduation wanna enter government job
Elango subramanian
23 October 2016 at 15:28
Sir, my friend is preparing for civilservice exam. Now he has one doubt.
When he was studying he got suspended by the college . In upsc police verification form they ask one question - " have you ever been debarred from the examination or restricted by any university or college authority? " - yes / no
My question is
If my friend reveal the truth and tick yes in that form , will it affect the service of my friend? Please clarify my doubt
subhash chandra
23 October 2016 at 13:05
Respected Sir,
I want to know about SUPREME COURT OF INDIA J U D G M E N T DATED 16.10.2015
CIVIL APPEAL NO.7217 OF 2013
PRAKASH & ORS. …APPELLANTS
VERSUS
PHULAVATI & ORS. ...RESPONDENTS
MY QUERY IS 1. HAVE THIS JUDGEMENT APPEALED TO HIGHER BENCH?
2.KINDLY PROVIDE APPEAL NO. & NAME OF APPELLANT
3. COPY OF THIS APPEAL IF POSSIBLE.
4. FROM WHERE CAN I GET COPY.
sandeep
22 October 2016 at 19:07
There is 35 flat in our housing Society. The current committee is elected in Apr 2012. The 5 members are elected in 2012 and other 6 member is elected in 2013-14 as per new bye laws. There are 11 members in managing committee. Under rti i found the no one committee members submitted M20 Bond. My question is 1) Entire managing committee will be disqualified? 2) Or only 5 members who are elected in 2012 only disqualified?
SAMIYAPPAN(KABILAN)
22 October 2016 at 12:15
Respected sir i got educational loan from 19/09/2005 to june 2008, about rs 148500/-
my loan comes UNDER IBA scheme,and i am coming under EWS( economically weaker section),here i enclosed CENTRAL government educational subsidy order,please conform i am eligible for interest subsidy as per here i enclosed document
Shubhrika
22 October 2016 at 10:47
Hi experts...
Can you please tell me if it is possible to travel abroad as tourist with a passport having police address verification remarks or objection.
Will this create any problem in immigration in India or in the destination country.
Thanks in advance
Shubhrika
Hema
21 October 2016 at 19:58
I am a banker, I have an account having a working capital of Rs. 5.6 cr, which my borrower has got enhanced to Rs. 6.5 cr and a term loan for Rs. 4 cr, so how much the stamp duty will be paid, the additional 4.9 cr exposure or the entire exposure of 10.5cr because I have been suggested by some body that whenever a new facility is added then the stamp duty for eq mortgage is to b filed on the entire amount. Pl clarify.
SAMIYAPPAN(KABILAN)
21 October 2016 at 10:41
Respected sir,
i have been cheated by SBI Regarding educational loan interest subsidy announced by government of india.as per( www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf)
HERE I ATTACHED MY QUERY please read it and help me.
thanking you
My profile
B.Samiyappan.
30/109 nethaji street,thuvakudimalai
Education loan account no: 10891710895. (From 2005 sep to april 2009)
BRANCH NAME SBI HEAVY ELECTRICALS KAILASAPURAM(01363)
TRICHY-620022.
Email id : bsamiyappan@gmail.com
Contact no: 8608477548
.
Respected sir
BRIEF INTRODUCTION ABOUT ME:
I had taken educational loan from September 2005 to april 2009, RS 148350/- ONLY. for BE MECHANICAL 4 YEARS COURSE BRANCH NAME SBI HEAVY ELECTRICALS KAILASAPURAM(01363) TRICHY-620014.
1) I am economically weaker section ,and also from first graduate in my family and also from SCHEDULED CASTE category .and annual income below RS1,12,000/-
2) Here I enclosed my loan account statement .but in my account statement no information regarding interest subsidy as per ( www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf) government order .
3) My branch SBI(01363) doing all kind of suppression of materials activity. In 2014 I asked details for interest subsidy but they did not responsed simply told no subsidy. at the time I had mind depression. This comes under violation of customer service policy. (28/9/2016) Now only I know I am eligible for interest subsidy through( www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf)
and ( http://www.eltf.in) .most of my friends in other bank got subsidy ,I have proof but SBI only lie telling.
3) I know it is banks duty to send subsidy claim documents to nodal bank(CANARA BANK),but my bank SBI HEAVY ELECTRICALS KAILASAPURAM(01363),failed to do duty, and they not given any information and communication to me with reference to (www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf) this order.
4) I have paid Approximately RS 1,60,000/- without any interest subsidy . but still my loan not closed properly .
5) SBI They are telling my loan sold to RELIANCE ARC and we don’t give any information.
5) Regarding this I written letter and emailed to SBI BRANCH MANAGER AND CUSTOMER CARE,SBI CHAIRMAN, and directly approached branch manager, no use.
6) I received letter from RELIANCE ARC (here enclosed) ,in that letter they mentioned RS 1,11,951 /- I have to pay.
I am not agree with this amount, 0n 28/9/2106 I suspected some illegal activities going in my loan account so I asked my account statement from (2005- September to till date),the manager at the time given my account statement fully in my hand ,then I showed reliance arc letter then asked details to SBI BRANCH manager, He asked to return give last page of account statement ,and immediately he did tear it. If you see the time, page design of account statement you also find this is edited forged account statement and forbidden some informations. SBI manager not willing to issue real account statement, and again I asked why sir you given statement last 2 pages in A4 sheet and altered ,but he not willing to give in A3 sheet .he told that if I give every thing transparently then I (manager) will be in trouble.
7)I have proof for everything, this kind of harassment done by SBI (01363).
8)here I listed how many times I communicated with branch manager for ACCOUNT statement.
1) On 28/9/2016 direct visit to sbi branch (01363)
2) On 30/09/2016 by email to sbi.01363@sbi.co.in
3) on 03/10/2016 by email sbi.01363@sbi.co.in. and ONLINE complaint ticket no: SR136326219850 (03/10/2016).
4) 07/10/2016 direct visit to branch manager SBI(01363)
5) 14/10/2016 direct visit to branch manager SBI(01363)
6) 15/10/2016 direct visit to branch manager SBI(01363)
7) 17/10/2016 direct visit to branch manager SBI(01363)
8) On 14/10/2016 by email sbi.01363@sbi.co.in. And ONLINE complaint ticket no:SR136326377112 (14/10/2016).
MY QUESTIONS:
WHY SBI(01363) BARANCH MANAGER VIOLATES SBI CUSTOMER RIGHTS POLICY?
How can an SCHEDULED CASTE and first graduate of family and ECONOMICALLY weaker section students like me ,come forward in india due to lot of clandestine deal between the SBI Managements and Reliance ARC.
1) How Can I get interest subsidy as per government order (www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf)?.Because my bank not given any information about interest subsidy upto till date.
2) How can I appeal and get justice for interest subsidy, and negligence of duty done by SBI BRANCH (01363) .
3) How to I close through proper channel.
4) How to I know my loan account balance, SBI told any information you ask RELAIANCE ARC.
5) Other banks like indian over seas bank, deba bank etc, given interest subsidy as per government order.(www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf), i have proof in other bank educational loan borrowers availed interest subsidy upto 31.3.2009 and outstanding as on 31.12.2013.even though NPS accounts also eligible for interest subsidy. SBI comes under IBA( INDIAN BANKING ASSOCIATION) ,other banks follows interest subsidy and gives subsidy upto 31.3.2009 and outstanding as on 31.12.2013. why SBI FAILED to give subsidy?
6) Now I am asking without considering interest subsidy, how SBI can tell we sold EDUCATIONAL LOANS to RELIANCE ARC.in case subsidy received my loan it never comes under NPA.
7) SBI sold educational loan with 55 % discount of out standing balance, only remaining 45% amount paid by RELIANCE ARC, IN this 45% amount reliance arc got additional relaxation, that is only 15% of remaining 45% amount paid by RELIANCE ARC immediately ,and remaining 85% amount of 45% can be paid in 15 YEARS DURATION, for example a person has RS 100,000/- outstanding balance in educational loan, IF SBI sold to reliance ARC ,RELIANCE ARC PAY ONLY RS 15,000/-immediately. Then the remaining RS 30,000 /- may be paid in 15 YEARS in instalment.
8) Everybody knows the agreement made between SBI and RELIANCE ARC, in case as per your agreement with RELIANCE ARC, how can RELIANCE ARC ask very huge amount. this is violation of RBI rules.
9) If SBI GIVEN The above Relaxation to EDUCATIONAL LOAN BORROWERS every educational loan can be easily repaid by EDUCATIONAL LOAN BORROWERS.
10) What is my loan account outstanding balance before selling to RELIANCE ARC,? and what amount SBI sold to reliance arc?
11) From SBI branch Manager no answer to all above questions? Instead of answering to my questions they given MIND DEPRESSIONS only,
12) You SBI asking KYC (KNOW YOUR CUSTOMER),in the same way I am asking I want to know about my account transactions and unhidden account statement.
13) Whether SBI(01363) BRANCH manager can ready to certify ,that you(SAMIYAPPPAN B) account no :10891710895 is not eligible for interest subsidy as per government order (www.canarabank.com/Upload/English/content/NEW%20CSIS.pdf) in certified documents or not?
14) SBI(01363) BRANCH manager can ready to certify that closing balance ,and what amount I have to pay ?
CLARIFICATION QUESTIONS IN MY ACCOUNT STATEMENT : .
1)what is mean by unrealised Intt reve in account statement.
2) what is mean by unrealised Intt reco in account statement.
3) what is mean by “ACC INT ADJ TO TR TO” in account statement.
4) what is mean by “ACC INT ADJ TO RA” in account statement.
5) what is mean by “REPAYMENT BY A/C TRC ” in account statement.
6) what is mean by “Sale to ARC cash C” in account statement.
7) what is mean by “Sale to ARC SR Com” in account statement.
8) what is mean by “ CHAIRMAN / 1A /EC /15-1 ” in account statement.
9) what is mean by “FROM IBGL 2399776 ” in account statement.
10) what is mean by “CR LOAN ACC WRITE OF TRANFER FROM 316726 ” in account statement.
Thanking you
Anonymous
20 October 2016 at 22:22
Hi experts...
Can you please tell me if it is possible to travel abroad as tourist with a passport having police address verification remarks or objection.
Will this create any problem in immigration in India or in the destination country.
Thanks in advance
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Regarding submission of succession certificate.
My father was an employee in BSNL Ranchi. He died on 03.03.2014. My mother has already died on 21.05 2002. All my sister's and brothers are married. I am also married. In spite of marriage I was living with my father and was dependent on him. So I have submitted an application for appointment on compassionate ground. But office is wanting a succession certificate from me.I have got all retirement benefits due to nomination made by my father. My question is .... Is there necessary to submit succession certificate to son/daughter of a deceased employee? I am ready to give NOC from all my sister's and brothers.