LCI Learning
Master NDPS 2.0: Latest Legal Developments, Best Practices & Landmark Case Studies

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Anonymous   06 January 2011 at 12:56

Personal Loan Defaulter

Dear Sir,

I availed personal loan from some bank in the year 2009 April. Due to recession i lost my job in the year 2010 April. Due to recession i could not able to pay the emi's since from 8 months.. Now, they have sent me a Legal notice. As per their request i issued cheque at the time of Personal loan agreement . Now, with out any intimation or noitice to me they presented cheque in the bank, and it was bounced due to insufficient funds. In the Legal notice, it is mentioned that under section 138(b) they are going to take legal action incase if i not paid the full amount with in 15 days of time. 15 days back i joined in some company now i decided to pay off the amount in two months. So, I request your goodselves to give your valuable suggesstions in my case & if any advise from your side it will be highly appreciated.

thanking you,

advk

Anonymous   06 January 2011 at 11:34

service tax exemption limit 1000000 cross in first financial year

i formed a partnership firm from 1/8/2010 and i provided maintanance and repairs services and i registered with service tax departmet with this service.In first year from 1/8/2010 to 31/3/2011 i crossed my exemption limit said 1500000 so can i paid service tax only on 500000 or 1500000. can i get basic exemption limit benefit from very first year or not.

Govindarajan   06 January 2011 at 08:40

summons

I have received a summon from court directing me to appear . Is it necessary that i should personaly appear or shall i engage a lawyer to appear on my behalf .

Anonymous   06 January 2011 at 07:11

Ex Parte Decree

Whether Decree Passed on the basis of plaintif's evidence only, due to non-appearance of contesting defendant at subsequent stages and his failure to lead his evidence, is an Ex-parte Decree? Yes.

Anonymous   06 January 2011 at 01:14

Stamp duty & Registration charges

Hi I want to know how does a stamp duty & and a registration charges calculated and what is the percentage of both of them?

PIYUSH SHASTRI   05 January 2011 at 19:17

pls help///


my friend his having some personal videos n pics in his e-mail.
one of his collegue who already know his passwword forwarded tht videos n mails to everyone in college...
wht remedy can he have??
can we sue him???
as it is confirmed tht his friend only forwarded tht video??

M Murugesan   05 January 2011 at 18:11

KVP Matured - holder is not traceable.

Dear all

one my friend, his father invest in KVP and put nominee as his child, now the bond matured but his father was missing since last year, no FIR was made in police station. what is a remedy to get the money from the maturty of the bond. please help us.

Bhawani Mahapatra   05 January 2011 at 15:52

duel citizenship

Can any Indian have duel citizenship at a time ?
Is the citizenship of any India will be ceased, if he/she takes citizenship of other country ?

Balaji Bakthavathsal   05 January 2011 at 11:29

Unethical Practice of Law

A lawyer represented his clients in a partition suit and the suit is pending in the district court for more than three years.
After around three years, the same lawyer represents another fraudulent lady who is no way connected to the family on the very same property. The genealogy given in these two cases by the same lawyer differs.
After a year, again the very same lawyer represents a land grabbing mafia on the very same property.
In the above three suits, I am not at all a client to the said lawyer in any of the suit. However, I am one of the genuine legal heir to the property, and I seriously affected by the above three suits. When a fraudulent lady attempted to grab my property, I filed a police complaint and the lawyer threatened the police saying that the matter is pending in the civil court, if any action on his client by the police would be reported to Human Rights, very coolly forgetting his first case over the same property.
Agitated by the unethical behavior of the lawyer, I made a complaint in the Bar Council stating the facts and requested the Bar Council to take appropriate action. The “wonderful” lawyer replied back saying that he had more than 28 years of practicing as a lawyer, for three generations with experience in handling cases at High Court put forth his arguments:
1) What locus standii has the complainant has got when he is not a client to me ?
Though I am not a client, I am affected as one of the legal heir to the property on which the lawyer represents three different property.
2) Between the first case and the second case, there is a gap of three years
(Remember, the case is still active and he is representing his first clients who are plaintiffs)
3) He is not aware that the property is one and the same. He has simply taken his clients words and filed the suit.
My question is how can the lawyer act upon client’s version as against the Rule 5 of the Bar council of India and how can he submit two different genealogy without going through the original records ?

Now I leave it to learned experts to comment the action of the lawyer and advice me.

anil   04 January 2011 at 22:24

credit card statement not received and then fine

Dear Sir
I am credit card holder of Hdfc bank. i used to get montly statement regularly but last month i didnt got the statement and as result i was not able to pay the bank the sum of Rs5100/ (five thousant one hundred). on inquiry i came to know that my statement was handed to some unknown person and mobile number provided by bank was not valid.
i paid the due amount after 3 days ( late by 3 days) Now bank has put the fine (interest)of Rs 56 on me.
whether the bank has right to do so.
Whose is at fault me or bank. what the law says to such problem.

Please provide the rules though the sum is not large but whether bank can legaly put fine on me if not what should be information which i should get from the bank

thanks